Tag: Financial Independence and Legit Side Money Ideas For Techies and Geeks

Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to leak outside of this thread, we will once again return to a time where 100% of self-promotion posts are banned. Please use this space wisely. Link-only posts will be removed. Put some effort into it. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Turn your digital assets into a long-term wealth machineContinue reading on Medium »

Plan ahead with strategic Spume stakingContinue reading on Medium »

Turn your digital assets into a long-term wealth machineContinue reading on Medium »

Turn your BENT into a profitable asset with Bent FinanceContinue reading on Medium »

Expert tips to secure higher returns in the digital economyContinue reading on Medium »

Turn your Froglic into a profitable asset with Pink Hood FroglickerContinue reading on Medium »

Turn your LOVECOIN into a profitable asset with LOVECOINContinue reading on Medium »

I miss the old days of crypto.Continue reading on Medium »

I miss the old days of crypto.Continue reading on Medium »

Plan ahead with strategic GenomesDAO stakingContinue reading on Medium »

Expert tips to secure higher returns in the digital economyContinue reading on Medium »

Are you tired of “get-rich-quick” scams and fake money-making apps?Continue reading on Medium »

Did you remember that time, when you read something so clunky and it felt like the writer was typing with boxing gloves? Yeah, we don’t…Continue reading on Medium »

Realistic ways to earn $200/week with AI — even if you’re just getting started.Continue reading on Medium »

A Real Guide to Online Earning by Muhammad Naveed Arshad,MSc |Writer|Editor| AI EngrContinue reading on Writers Most Wanted »

Join the Medium Partner ProgramContinue reading on Medium »

Faceless content is the future. Here’s how I built a social media income stream without ever stepping in front of the camera.Continue reading on Medium »

Because you deserve to make money — even if your schedule is more packed than a college dorm fridge.Continue reading on Medium »

Practical, Low-risk Income Ideas You can Start TodayContinue reading on Writer Journal »

I used to think I should wait until I had something impressive to show —   a big client, a viral post, a 4-figure income month.Continue reading on Medium »

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

I resigned in mid April 2024. I promised to give myself a month before I write my experience. This post is now 12 months late. I hope this gives a nuanced view of my experience thus far. Let’s start with the wins, in true corporate performance review fashion with metrics, in the order of health, finances and others: Increased VO2max from 39 (poor) to 43 (fair) as reflected on my Garmin watch. Sleep score improved from mid 50s to mid 70s over the year. Cooked dinner on an average of 5 days/week for my family. Re-learnt freestyle swimming, starting from 0 and improved to 500m without rest at pace of 2:30mins/100m. Gym/run/swim on an average of 4 days/week. Cut alcohol intake from at least multiple drinks sessions per week to just 1 session month. Just for social reasons. Took zero night calls. A 180 degree change since I started my corporate career. Net worth increased by ~$250k despite having zero income from employment. Achieved 23% 1 yr time weighted returns performance on my IBKR portfolio (Apr 2024 - Apr 2025). Yes, this included the big swings due to tariffs. Took multiple short holidays, staycations and family visits. Can’t put a metric to this. Built a top-end DIY PC. Costed me $3k. Gained joy as I built this with my 4 year old son. Improved chess.com ELO from 600 to 1100. What I really liked about FIRE: I love the time. Time away from the general stresses and constraints from work to reflect, develop new perspectives and doing things that turns me on. With more time for deeper reflection, I realized what “working” meant. The great parts are known: having a stable income, social capital, camaraderie, business travels, some degree of ego fulfillment, the perception of upward progression, increased net worth and so on. The bad parts come along as well: general stresses that impacts my health, relationships and more importantly, my (compensating) behavior required to manage this stress. Example, placing night calls as priority that would impact sleep, which triggers a never ending cycle of chronic sleep imbalance that follows, and hence poor health and fitness. I would drink more to take my mind off work (ironically, always drinking with work colleagues). My patience would be limited. My relationship with my wife and son suffered. I am growing fat, and sick, slowly. Another huge downside of work is that working in a traditional sense of employment is an opportunity cost. There is an opportunity cost to not doing something else. When I resigned, I had a plan. My 4% withdrawal rate well exceeded my annual burn. Also, I believed I would be able to generate further income from my wealth to sustain my family’s lifestyle. That was all I had, a plan and a belief. I didn’t know whether it would work. It was a leap of faith. One year on, the plan worked. I was executing it well and it gave me the confidence that I had an edge on the markets. (Granted, I have been trading options for income for years and had a great track record. But I had a failsafe - my employment income.) If I had continued working, I would not have been able to realized this alternate source of income that also brings along new skillsets and more importantly, a better way of life. I also loved the tactical aspects of having “more” time. Time is relative and not equal for everybody. Example, I love doing groceries when everyone is out at work on weekdays. I love exercising in an empty gym during the late mornings. I love waking up at 3am to watch EPL/Champions league. I love driving into JB for general shopping and health maintenance outside of rush hours and traffic jams. I love taking holidays during non-peak periods. I feel that I gained “more” time by using time strategically and efficiently. This was not the case when I was working. Downsides of FIRE: If you love structure, you may struggle with having plenty of unstructured time. I struggled with my routines, until I held myself accountable to making a routine and sticking to it. That said, you will still have lots of unstructured time. I gave myself a year to be purposefully bored, allowing myself to indulge in my whims and fancies. (This blog is one of them). But thankfully over the course of the year, I have my routines nailed by prioritizing the activities that brings me physical and mental joys. Next, if your identity is tied to your job, job title, salary, you may find it hard to adjust. I struggled at first for the first few months, mainly because all my peers of the same age range are all still working. While I understand their circumstances, they don’t understand mine. Some even find it unfathomable for me to stop working. Social meetups with peers can be challenging because work is a great proportion of the conversations. Most of the time I nod and listen, but deep inside me, I find them all so boring, inconsequential and immaterial to the broader aspects of living. Those who understands this are those who are retired, i.e. the older folks. So the key lesson here is to investigate the story of the “identify” that you tell yourself, where is this coming from, who is giving value to it and whether this identify fits your overall purpose in life. I loved that FIRE gave me this perspective. Last, the stresses of life continue. While money is not one of them, it is always on my mind. (Those who are in the FIRE journey will always think about money, trust me.) Bills continue to come, contingencies will happen - people get sick, things breakdown, domestic repairs need to be done etc. Previously during work, I outsource these fixes to the professionals as much as I can. Now, I try to fix them myself. I am glad that the availability of time allows me to do so, and at the same time, gain some useful household skills. This nature of life and things can get boring sometimes, but I’d gladly take them in exchange for the upsides mentioned above. So, what’s next: I would like to write more on my FIRE experience. In Singapore, people talk about FIRE a lot, but few actually do it. I would like this to be an authentic space for a true FIRE content experience. Do feel free to write in and let me know what topics tickles you. I would love to put this on my writing roadmap! Beyond writing, my core priority is to improve my fitness and to hone my trading skills to grow my net worth. Perhaps I’ll write more on this in the future too. Take care my friends! additional notes: -crossposted from the singapore FI subreddit -currency quoted is in SGD. submitted by /u/lifeistoughasfuck [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

I recently came across an analysis of whether the 4% rule would hold up in international markets (it appears it didn't), and then digging in a little more, it seems that it's mostly based on analysis of US stock market returns over the last few generations, say the last 80-90 years or so. This got me thinking whether the past 80-90 years of US economic history are really a good proxy for what's likely to happen in the future: 1940s - early 1970s was the post WWII boom, when population grew (baby boom), prosperity expanded (era of largest and most relatively successful middle class), and the US was generally the world's key economic powerhouse. After the US economy sputtered in the 1970s, from the 1980s on, returns were (in my read) driven by globalization, deregulation, financialization, and short-term profit-driven decision making (think GE under Jack Welch); with the technology boom maybe being the lone bright spot. Today, the population isn't growing, prosperity doesn't seem as broad (it seems maybe 20-30% US households are doing well at most), globalization is in retreat, most short-term gains have probably been exploited already, and companies have to deal with the fallout of short-term thinking (think GE after Jack Welch). Tech companies have huge valuations that, based on PE ratios, seem unlikely to be poised for future price appreciation. So in short, if the 4% rule really only worked in the US, and was based on analysis of historical US stock returns during 80-90 years of potentially unique factors, is it really applicable for going forward? I'd be curious to hear thoughts/if others have considered re-evaluating their targets. submitted by /u/time-again4434 [link] [comments]

I use and really like FICalc. However, the data is limited to S&P500. I wanted to see how my FI plan would be affected if I use other indexes/ETFs such as MSCI World. I looked at many other calculators but they all use S&P500 data. Could someone recommend me a FI Calculator which has data from other indexes/ETFs? submitted by /u/Chansey3 [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to leak outside of this thread, we will once again return to a time where 100% of self-promotion posts are banned. Please use this space wisely. Link-only posts will be removed. Put some effort into it. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Hey FI community, I’ve been exploring an optimization idea I've loosely been calling 'Tax Float Arbitrage' since I haven't been able to find a well-known name for this. Maybe that's because I'm making some fatal calculations, the juice typically isn't worth the squeeze, or I just didn't look in the right places. In any case, basically it boils down to legally delaying tax payments, investing the float, and pocketing the interest. I’d love your critical thoughts and feedback. I'm also aware that what I'm proposing, if not wildly flawed, is one of the last financial optimization levers to pull and likely shouldn't be considered before pulling all other 'easy' tier levers. The Strategy: Instead of letting the IRS hold my money all year (through paycheck withholding), I'd: Set W-4 withholding to near $0 (both federal and state). Put money I'd normally pre-pay in taxes into a safe, liquid, interest-bearing vehicle—e.g., Treasury-only Money-Market Funds (MMFs), HYSA, or short-term T-Bills. Pay quarterly estimated taxes (Form 1040-ES) to the IRS and state tax agency by each deadline, ensuring I hit the safe harbor threshold each quarter. Essentially, I'd profit from the IRS’s 'zero-interest loan period'—earning ~4–5% APY while waiting to pay. Quick Math (Bi-weekly Paycheck Scenario): Assume $25,000 annual tax liability -> ~$962 set aside per bi-weekly paycheck. These funds accumulate over time in a high-yield, low-risk account (e.g., ~4.2% APY). Let’s look at Quarter 1 as an example: Pay Period Contribution Balance (approx) Interest Earned (approx) Jan 1 $962 $962 $3 Jan 15 $962 $1,924 $7 Jan 29 $962 $2,886 $11 Feb 12 $962 $3,848 $16 Feb 26 $962 $4,810 $21 Mar 11 $962 $5,772 $25 By April 15 (Q1 payment), you’ve earned ~$80 in interest for the quarter. Repeat across 4 quarters = ~$320/year in risk-free gains, purely from timing. Not life-changing money, but: Zero risk if you hit IRS deadlines, Completely under your control, And it scales with income — $50K tax liability = ~$600–700/year upside. The Benefits (as I see them): Risk-free yield on money you'd otherwise let sit interest-free with the IRS. Higher liquidity and control over your funds throughout the year. No IRS penalties if safe harbor rules are strictly followed. Fairly easy to manage with modern tools (EFTPS, brokerage accounts, tax software reporting). Risks & Downsides (that I'm aware of): More manual effort and complexity vs. passive W-2 withholding. Must carefully track IRS and state quarterly deadlines. Possible complexity around RSU income spikes or uneven cash flows (requiring annualized payments via IRS Form 2210-AI). Slight risk of IRS misattributing payments (mitigated by EFTPS and careful record-keeping). Potentially not any more risky than usual method of withholding. Where I'd Like Your Input: Have any of you implemented something similar successfully? What potential IRS or state tax "gotchas" am I overlooking, if any? Does this strategy scale meaningfully at higher income levels? Does this approach add significant complexity when filing via TurboTax or other software that I'm overlooking? submitted by /u/Acesonnall [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

What are some safe haven investments assuming the US dollar loses its reserve currency status? This post is made assuming I'm in the states. All of my investments are either USD or denominated in USD. For example, even $GLD and $SLV are denominated in US dollars. VTI isn't USD but is denominated in USD. Even VTIAX is priced in US dollars. My entire FIRE plan, investment strategy, and my whole life, is priced assuming that US treasuries are a safe haven investment. Now, there is news all over the place that this assumption could be broken. What can I do to hedge against my entire life's savings losing value? Here are some ideas I can think of, along with the downside of each, but I want to hear from the FIRE community: Long LEAP PUTs on SPX. Hedges against a huge, and long-lasting market downturn, but the downside is: it's still collected in USD, which could mean actual purchasing power is still lost. (Equivalently, /ES or something similar to SPX.) Buying $GLD or $SLV. The downside is they're traded on US exchanges which might lose liquidity if there is an investor flight from the US. Buying "Xetra-Gold," which is (I'm not familiar) supposedly a Gold ETF traded in Euros. Downside is it requires an international brokerage account, which I'm not sure how to open. Buying cryptocurrencies. Downside is I'm buying cryptocurrencies, which are not safe haven investments. Buy real (appreciating) assets, like a house. Inflation is (sort of) great for reducing your USD debt. Downside is your lasts-forever costs, like property tax, are still priced in the inflated USD. Straight up buying other currencies, like EUR, JPY, GDP, CNH/CNY, CAD, or something else. Buying physical gold, silver, etc. Looking to hear from you. No politics (rule 4). Also, responses should not take the form "X will happen in this environment." We don't know that. Alternatively, please respond in the form "if X happens, Y is a safe haven investment." Thank you for your time and insight. submitted by /u/tyrant-lizard [link] [comments]

so I'm 62, single, NW about 2M. Current job situation is your typical bad: toxic, stressful, dead-end project that has failure written all over it. Churning BS. And I'm definitely under-performing & resistant from management perspective. And definitely not going to wreck my health worrying & burning my candles. Don't think I'd be able or want to find a new job. Am open to early retirement. Been at this company since 2010 so it's been awhile since I was concerned about market/career. So I can use some insights & advices. Should I just be cool & "play" it out as long as I can - NOT quitting on own - but wait for the under-performance review and the result of that ? Should I aim for a severance package and/or unemployment benefit ? What should I do about insurance after COBRA ? TIA submitted by /u/slowwolfcat [link] [comments]

Hey everyone, looking for some guidance regarding this. I’m a 28M w/ Total Net Worth roughly at $250k. I’ve been unemployed for about 4-5 months, just signed an offer with a new job, but I think I’m going to be working like crazy in it. Rents have been skyrocketing in Chicago based on the listings I’m seeing, and I think rent will be at least $2300. Had a roommate in my previous place which kept expenses about $500 cheaper a month. I only make about 110k a year. I’ve been going back and forth in my head as to what’s the better decision. Moving back home can help make up lost income, missed investments, finally help me really get a crack at making good progress in taxable investments, and help mentally reset / stave off financial anxiety from dealing with these crazy rent hikes. With that being said, I feel like the opportunities for dating and socializing will decrease a decent bit going back home. I would probably be at home for 8-12 months and focus on GMAT prep in addition to aggressively saving and investing most of my take-home (and help out my mom). I feel like if we weren’t seeing the insane levels of volatility in the current job market paired with these crazy rent hikes, I’d be much more inclined to stay in Chicago, but right now I’m just not sure. My other huge concern is with the given job market, I could be laid off again and have trouble finding another job. The job is mostly remote with client travel, so my employment is not really dependent on where I live. submitted by /u/FINewbieTA22 [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

This is a hypothetical question, but hopefully it’s acceptable here and I’m not alone in thinking it’s worth asking. Apologies if not. I’m weighing the various pros and cons of 401Ks vs IRAs. I know that like with IRAs, the funds in a 401K belong to the owner, and are LEGALLY safe from anyone else. However is there any risk with 401Ks, even if remote, that an unscrupulous employer could raid employees’ 401Ks anyway, if they have the technical access? Or do they not have the levers/buttons to perform such an action, therefore it would be impossible (or at least very difficult)? I guess this is ultimately a question about 401K funds transfer controls and infrastructure, but wondering if anyone has either inside knowledge or stories. If it is technically doable and only operationally kept in check by the employer’s law abidance and scruples, then that would be a bit of a risk with 401K, and thus a slight advantage towards IRAs to consider. submitted by /u/Spirited_Captain59 [link] [comments]

Im in a volatile industry, tech, and Canadian. I can work in the US without visa issues using TN visa because of NAFTA. Infact had a job offer recently in the US that would give me around an extra 30K USD in savings after estimating expenses, but I don’t think I’m going to take it My initial plan was to work in the US , make money and rent there and maybe move back , who knows. This is is why most of savings are for ETFs and not for a house. Since recent events like global tariffs and deportations/detaining people without due process, threatening to cut social services, it makes me very concerned to move to the US now, especially in the long term, I have a feeling it will be worse. Option 1) Continue living my life (my rent is cheap and rent-controlled , its 8.5 % of my income), I have a solid social life here, but maybe it will be better if I move to say center downtown (it would be ~18% of my income). Keep investing in ETFs, Maybe after Trumps out of office it will be better? who knows. Option 2) Start saving for a house and settle in Canada (this makes me 'stuck' in Canada, which is a downside) , but these are uncertain times, I think people will also start defaulting their homes and the housing market might crash. It makes me very uneasy to buy a home because Id likely lose my job - I think Ill crash with my parent's house and travel a bit when that time comes. submitted by /u/badboyzpwns [link] [comments]

Hi all, I’m 24, recently graduated in graphic design and currently doing an internship — but I’m realizing the 9–5 (or in my case, 9- 6:30 pm) 48 hours weeks minimum is not sustainable for me… I feel like I'm running out of time and energy to build something to get out of having to work , and just stuck in limbo surviving and counting down the days till it's over. I do want to go back the Sydney Australia where I studied, but the rental costs seem like too much. Staying in Singapore or Dubai is an option but I don't really like it here, the environment and work culture. The only thing good about it is just free rental, and being with family sometimes (although it sometimes causes more conflict). I live with chronic health conditions (including tension/pain, gut issues, and anxiety) and I burn out easily. I’ve been pushing through, and want to do more but the truth is, it’s making me feel worse — physically and mentally. I'm aiming for a lifestyle that’s more flexible, healing, and meaningful: something that blends creativity, nature, and helping others. I’m drawn to things like: Freelance and small creative business (illustration, stationery, comics, content creation). Things of interest such as fine arts, storytelling, interior design/ set design, architecture, creating stories/concepts for animations/ comics/ short film, games, film (directing, concept, writing and cinematography), photography, event, exhibition design, experimental marketing. Creating a indie story game, things that allow me to express myself and my unique ideas and world building... Living closer to nature or even hobby homesteading one day. I love to travel and want to learn more and work with nature, maybe even conservation (but I think that makes no money) and I need to have better health first to constantly travel. Hosting art/wellness workshops or community-based projects Eventually having passive income (e.g. rentals, digital products) to take financial pressure off my health But I’m stuck on how to realistically get there while being able to heal and manage my wellbeing. This hustle culture is not working for me. I am not rich. So I’d love to hear from anyone who’s managed to break out of the 9–5 and build a flexible or passive-income lifestyle — especially if you: Started with low capital Have chronic health conditions or mental health struggles Wanted to pursue creativity, wellness, or community work Had to step away from the workforce — and later returned My questions: How did you transition out of corporate work? What was your timeline, and how did you make it financially sustainable? Is it realistic to return to a job if things don’t work out — or does a resume gap ruin your chances? What are the easiest passive income ideas for someone with low funds and limited energy? Any kind advice, stories, or support would be greatly appreciated. Please be kind — Thanks submitted by /u/likilekka [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

After working since I was 16, I got to FI at about 35. Resigned from an engineering job. Managed to invest and acquired enough assets to get about $13-15k/month with just the passive income from the investments. The "problem" is after 5 years, I still some times get anxiety attacks for not having a w2 full time job. I guess I've been programmed to feel that the only way to be secure is with a w2 job. 5 years ago, the night before I was going to resign, I stayed up all night panicking. In fact, I almost didn't resign. Man, that was hard walking away from a good corporate job. Nowadays, I keep myself busy with various projects. Like I've been buying non working ride mowers and fixing them up. Later today I will be building a wheelchair ramp for my neighbor. Etc. And sometimes, I just take time off and take my dogs on adventures. And yet, some times I find myself panicking for not having a job. I have to remind myself that I don't need a job. And here is the weirdest part. Back when I was working a corporate job, the income felt good. It felt real. Nowadays, my passive income is actually more than what I was making from the job but it doesn't feel real. There's no satisfaction. Feels like it's not "real income". Anyone else who have reached FI got the same problem? submitted by /u/TimYenmor [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]