What are some financial software products that do not require you to store data in the cloud?

What are some financial software products that do not require you to store data in the cloud?

There are several financial software products that do not require you to store data in the cloud, including:

• Quicken: a personal finance management software that allows users to manage their finances on their own computer.
• Microsoft Money: a personal finance management software that was discontinued in 2010, but is still available for download and can be used on a user’s own computer.
• GnuCash: a free and open-source personal and small-business financial-accounting software.
• Moneydance: a personal finance management software for Windows, Mac and Linux that stores data locally.
• AceMoney: a personal finance software for Windows and Mac that stores data locally.

It’s worth noting that some of the software above may have a mobile or web version that sync with the desktop version but still, the data is stored on the local device.

For privacy sake, it is very important for a lot of people to not trust cloud providers with their financial data. Below are some free desktop financial software products that do not require you to store data in the cloud.

1- Intrinio

Reliable, clean data, you only pay for what you use, your data stays on your computer.

2- LibreOffice Calc : Calc is the free spreadsheet program you’ve always needed. Newcomers find it intuitive and easy to learn, while professional data miners and number crunchers appreciate the comprehensive range of advanced functions. Built-in wizards guide you through choosing and using a comprehensive range of advanced features.

3- Open Office Calc :

Calc is the spreadsheet application you’ve always wanted. Newcomers find it intuitive and easy to learn; professional data miners and number crunchers will appreciate the comprehensive range of advanced functions.

4- Google Sheets: With Google Sheets, you can create, edit, and collaborate wherever you are. For free. Price:
Free for non-business use
$5/month per user for basic G-Suite
$10/month per user for business license

5- Excel: Well it is Microsoft Excel….Enough said. Excel provides a simple way to download financial data into a preconfigured spreadsheet at the click of a button.

6- Money Manager Ex

Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. It primarily helps organize one’s finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird’s eye view of your financial worth.

Money Manager includes all the basic features that 90% of users would want to see in a personal finance application. The design goals are to concentrate on simplicity and user-friendliness – something one can use everyday.

7- Xero: Xero backs up your data and protects it with multiple layers of security including industry-standard data encryption and secure data centres. We also offer two-step authentication as an additional layer of protection for your Xero account.

8- Smartsheet Smartsheet is a Software-as-a-Service (SaaS) company focused entirely on its core cloud-based work automation platform. Their competency is in simplifying tasks and including many diverse types of output. Since all their efforts revolve around a single product and its extensions, there is strong user support. 

Resources:

1- Quora

2- Top 20 budgeting financial solutions