What are the top 10 Commandments of Options Trading Strategies

Options Trading/Strategies

This blog is about the top 10 Commandments of Options Trading Strategies.

Options trading is a complex and often risky business. However, by following some simple rules, options traders can increase their chances of success while minimizing their losses.

Option strategies are the simultaneous, and often mixed, buying or selling of one or more options that differ in one or more of the options’ variables. Call options, simply known as calls, give the buyer a right to buy a particular stock at that option’s strike price. Conversely, put options, simply known as puts, give the buyer the right to sell a particular stock at the option’s strike price. This is often done to gain exposure to a specific type of opportunity or risk while eliminating other risks as part of a trading strategy. A very straightforward strategy might simply be the buying or selling of a single option; however, option strategies often refer to a combination of simultaneous buying and or selling of options.

Options strategies allow traders to profit from movements in the underlying assets based on market sentiment (i.e., bullish, bearish or neutral). In the case of neutral strategies, they can be further classified into those that are bullish on volatility, measured by the lowercase Greek letter sigma (σ), and those that are bearish on volatility. Traders can also profit off time decay, measured by the uppercase Greek letter theta (Θ), when the stock market has low volatility. The option positions used can be long and/or short positions in calls and puts.

Below are the 10 Commandments of Options Trading:

  1. Do your homework. Before entering into any options trade, make sure you understand the underlying security, as well as the risks and rewards associated with the trade.
  2. Have a plan. Options trading is not a get-rich-quick scheme. Carefully craft a plan that takes into account your investment goals, risk tolerance, and time horizon.
  3. Use stop-loss orders. A stop-loss order is an order to sell an asset when it reaches a certain price point—the point at which the loss on the trade would become too great to bear. By using stop-loss orders, options traders can limit their losses on any given trade.
  4. Let winners run. Once an options trade is profitable, resist the urge to take profits too early. Instead, let the trade run its course and reap the full rewards of a successful trade.
  5. Cut losers short. On the other hand, when an options trade is going against you, don’t be afraid to exit the position and take your losses. Trying to “fight” the market will only lead to further losses.
  6. Manage your risk exposure. One of the most important aspects of successful options trading is managing risk exposure. Make sure you don’t have too much of your portfolio invested in any one security or sector. Diversification is key to mitigating risk in options trading (or any kind of investing).
  7. Use limit orders. A limit order is an order to buy or sell an asset at a specific price—the price at which you are willing to enter into the trade. By using limit orders, options traders can better control their risk exposure and avoid getting caught up in volatile markets.

8 . Be patient . Patience is a virtue in all aspects of life, but it’s especially important in options trading . Don’t enter into trades just because you’re feeling antsy—wait for opportunities that meet your investment criteria . And once you’ve entered into a trade , resist the urge to “trade emotionally” and instead let your original analysis play out . Over-trading is one of the biggest mistakes options traders can make .

9 . Stay disciplined. Like patience, discipline is also key to success in options trading . Once you’ve developed a sound investment strategy , stick to it ! Don’t let emotions influence your trades — if anything , emotion should be kept out of trading altogether . The best way to do this is by developing a clear set of rules that you always follow when making trades . If you can do this , you’ll be well on your way to success as an options trader.

10. Have realistic expectations . Finally, it’s important to have realistic expectations when trading options . Remember : there are no guaranteed winners in options trading ! Every trade involves some degree of risk, so don’t expect to win every single time. If you approach each trade with reasonable expectations and focus on long-term success, however, you’ll be well on your way to becoming a successful options trader

What are the top 10 Commandments of Options Trading Strategies

Furthermore:


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  • Thou shall always take 100% daily gains or 200% all time gains.
  • Do not fall into temptation and buy during the first 30 minutes of market open. (Selling positions is still permitted)
  • Thou shall not buy calls on green days.
  • Thou shall not buy puts on red days.
  • Avoid greed and do not buy consecutive options on 1 company.
  • Give thyself at least 3 weeks time to play the option.
  • End your suffering and sell if down 50% all time on an option play.
  • Avoid gluttony and do not day trade options. (Swing trades allowed)
  • Be fruitful, multiply earnings and sell covered calls if holding any.
  • Celebrate and binge drink after big gains (or losses)
  • Off topic, but relevant – You absolutely need to be doing a 401k or IRA as well as investing in crypto: 401ks and IRAs offer fantastic tax advantages that straight investing does not. Also if you have an employer who matches you are leaving money on the table by not taking advantage of that. It’s foolish. Crypto is great and should definitely be in your portfolio but it should not be your whole portfolio.
    Sources:
    1- WallStreetBets
    2- Wikipedia

Options trading can be complex and risky business, but by following some simple rules traders can increase their chances of success while minimizing losses

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  • How to Move on From Financial Advisor to DIY
    by /u/camerongillette (Financial Independence / Retire Early) on February 10, 2025 at 10:42 pm

    Hey fam, I've been using a financial advisor through Facet wealth for a while and it's gone fine. But I want to explore doing it all myself. What specific funds/companies/things should I do to replace the funds I have with them. I have a -Roth IRA -SEP IRA -Savings account for future Home Purchase -Work 401k I need to transfer in -Will need an additional Roth IRA for new wife Thank you so much guys 🙂 submitted by /u/camerongillette [link] [comments]

  • Can I Retire Early in Europe With My Rental Properties? Need Advice!
    by /u/More_Relief_5197 (Financial Independence / Retire Early) on February 10, 2025 at 5:47 pm

    Hey everyone, I’m looking for some honest feedback on my situation. I’m in my mid-30s (almost 36) and debating the possibility of retiring early (or semi-retiring) in Italy within the next year or two. I have two properties in the U.S. (Las Vegas area) and some student loan debt. Here’s the breakdown: Property 1: Fourplex Purchased: Winter 2020 for $395,000 (FHA) Mortgage Balance: $343,000 at 2.625% (incredible rate, I know!) Current Value: Approximately $650,000 Total Monthly Mortgage (PITI): $2,256 Additional Expenses (maintenance, home warranty, etc.): $530/mo Current Rents: 3 units @ $1,275 each 1 unit @ $1,156 The rents have not been increased lately and can be increased to $1350 now and around $1375/$1400 by the time I want to "retire." Net Cash Flow: Currently, around $2,200/month (before I set aside reserves for big repairs). It would be closer to $2500 after rental increases. The building was built in the 70s, and I run into occasional HVAC issues, so I try to keep an extra reserve. Otherwise, it’s a pretty steady income stream. I have a maintenance person who I've worked with since buying the property who is very reliable and does fantastic work. Property 2: Single-Family Home Purchased: Q1 2021 for roughly $205,000 (conventional loan, co-purchased with parent due to occupancy requirements) Mortgage Balance: $180,000 at 2.99% Current Value: Around $330,000 Monthly Mortgage (PITI): $1,100 Additional Expenses: $200/month Current Occupant: My dad lives there, and he pays the mortgage plus half of the maintenance (~$100). He owns other property but prefers to stay in Vegas at the moment. Net Cash Flow: Essentially breakeven for me right now, but could be rented out in the future at market rates (likely around $1,600–$1,800/month if I weren’t renting to family which could provide another $300-$500). Other Financial Details Student Loans: Around $140,000 total, on an income-based repayment plan with about $1,600/month in payments. Current Job Income: $185,000/year ($165k base + $20k bonus). Credit Score: ~740 Monthly Rent Where I Live Now: $2,700 (I currently live outside of Vegas in a HCOL area) Goal: Potentially move to Italy in a couple of years and live on the rental income (and any other streams) without working a 9-to-5. I need around $2800 per month to qualify for the country's retirement visa or $4,000/month to live objectively well. I currently live in a very expensive city and realize that despite my high income, almost all of my money goes to paying bills to be able to afford to live here. I've lived and traveled in Europe before and know that I could live a much higher quality of life for a fraction of the price. I chose Italy because I am somewhat fluent in the language and love the culture but I am aware that there are other countries in Europe that are potentially even cheaper, such as Greece and Spain. Additional Context: I recently bought a cheap house there which I am going to renovate so I wouldn't have a mortgage or rent payment if I were to move there. The average salary (post-tax) is around $1500 in the area where I bought the house. Right now, if I were to rent both properties, the total net income would be around $2,800/mo, which would be enough to qualify for the retirement visa. Another option would be to "Barista FIRE" and work in my field (in the tech industry) as a contract worker on short assignments and spend about 4-5 months per year in Italy when not on a contract job. I am currently saving money to cover home renovations in Italy and to build a savings that would allow me to have a suitable financial cushion for vacancies (3 months) or major repairs (e.g., HVAC). Questions/Concerns Cash Flow vs. Student Loans: Should I aggressively pay down the student loans (6–7% interest) before making any move or just allow the loans to be reduced to a lower income-based repayment option? Savings for Vacancies & Major Repairs: How much should I set aside to handle things like HVAC replacements or longer vacancy periods? General Thoughts: Is this a good idea overall - relying on these two properties for income overseas - or should I consider a different approach? Any and all advice is welcome: personal experiences, numbers, how to handle the student loan vs. mortgage trade-off, or any other advice. Thanks in advance for your thoughts! submitted by /u/More_Relief_5197 [link] [comments]

  • Reached 40 and $1MM. Gut check?
    by /u/Key_Signal_6755 (Financial Independence / Retire Early) on February 10, 2025 at 2:56 pm

    40F, project manager, $100K salary, single, no kids, renter (current preference for location independence) Started investing at 28 with the goal of Coast FIRE by 40. Set up a conservative allocation and aggressively socked money away. Here's where I stand: 401(k) (Voya, 2050 target fund) (Current job): $29,044.94 401(k) (Fidelity, 2050 target fund) (Old job): $201,615.16 Pension (Old job): $39,202.63 Roth IRA (Vanguard 100% VFIFX): $132,702.53 Brokerage (Vanguard 95% VFIAX, 2.5% VBTLX, 2.5% VTIAX): $240,448.17 Cash (Ally HYSA): $481,096.27 Goals are: Let everything continue to grow Keep working full-time for the next ~10 years then re-evaluate early retirement or part-time work Minimize tax burden (now and/or later) Keep a relatively simple, passive management strategy Keep a relatively high amount liquid — not optimal for returns but I like the psychological safety and am open to stashing elsewhere than the HYSA Maybe buy a condo/house in the next ~10 years for myself and potentially for side income (duplex or roommate) Expenses are ~$2k rent (varies when I move), $1.5-$2k general living expenses (no car) Stopped automatic brokerage investments a few years ago, now just max out the Roth and employer 401(k)s ($7k and $23k for 2024 respectively), and occasionally contribute to the HYSA Thoughts? Advice on where to go from here? (Edited after posting with more details) submitted by /u/Key_Signal_6755 [link] [comments]

  • Daily FI discussion thread - Monday, February 10, 2025
    by /u/AutoModerator (Financial Independence / Retire Early) on February 10, 2025 at 10:03 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • 31 - $3M NW, Constantly Mentally Tortured
    by /u/AwayNature5865 (Financial Independence / Retire Early) on February 10, 2025 at 6:11 am

    This is not a humble brag. Actually its a bit more of therapy in a way but I'm hoping some people can relate. I'll put the juicy assets at the end. TLDR: Made my money through obscene amounts of risk and luck that were, in hindsight, skill but at the time were lucky. Constantly worried that I may never experience that luck again and haunted by every mistake I ever made. Where I am mentally screwed up is that I am continually haunted by my mistakes and missteps in getting to my current net worth. I always think about how much more I could have had if I didn't make certain bad investments, bad plays, sells, and so on. The list of assets is nothing compared to the mistakes I made to get it and I constantly feel like throwing up whenever I see what could have been, whether those are companies I sold out of too early or bad investments. I made my $ by saying "fuck conventional wisdom, let me manage my portfolio" and learned everything about business, valuation, etc. Yes I have a CFA license I got on my own but I am an engineer by trade. It was an obscene amount of luck and greed at the right times. On some level I want to enjoy my life. On the other, I cant let go of what has made me successful and its torturing me like a bad relationship. Constantly feeling like its never enough I grew up relatively poor and have excellent saving habits. I even lived in a car for the first 2 years of my career to save rent. The random noise and harassment sucks. Constantly optimizing my spending I managed to figure out that if I moved closer to work, I wouldn't have to pay for a car, it cuts out time for the commute, etc. So I did. I still meal prep, even though the extra $100 savings or so per week doesn't matter as much. I forego lots of dinners with friends because I feel like I need the extra $25. Saving even 60% of my post tax income doesn't move my net worth by much anymore. Some people might say that its good for habits and yes I agree. But I can't stand the idea of $200k growing at market rate when I'm capable of beating the market. I will still save it regardless: I'm not going to blow it on stupid shit. I considered taking the plunge, quitting, and opening up my own hedge fund But I can't stand the idea of losing other people's money. My own mistakes haunt me. Every money move I make feels like a mistake and it just sucks that its working out in my favor. Open to DMs if people want to talk Assets: Brokerage: $1.4M - 50% in a single stock. Rest are 5-7% bets. CAGR has beaten the market. No unprofitable crap companies, crypto, or derivatives in portfolio. I put the money into 2 stocks and through obscene amounts of luck and leverage, I managed to become a millionaire before 26. I run a portfolio of 6 stocks. Don't tell me to sell and diversify. Its this 6 stock diversity that is probably killing my returns atm. The sum total of my investing mistakes outside of this probably is about $300k, ontop of whatever I could have had if I didn't buy a house. House 1: $200k equity, $580k debt @ 3% interest. Rent = expenses. HCOL House 2: $700k equity, $750k debt @ 2.6% interest. Rent > expenses. HCOL I sold a block of stock (it killed me to do it, I hated it with every fiber of my being) to buy a house in 2020/2021 right before the housing market failed to price in the new 0% interest rates. If I didn't sell the stock I would have maybe an additional $300k NW. Retirement accounts: $600k - Index funds Income: $400k - SWE submitted by /u/AwayNature5865 [link] [comments]

  • 35M, $185K Income, Realistic Plan to Retire early? Looking for Advice!
    by /u/Unlikely_Conflict980 (Financial Independence / Retire Early) on February 9, 2025 at 4:24 pm

    Hey everyone, Looking for some opinions on my current real estate portfolio and my plan for retirement. I’m 35M, my spouse is 31F, and we live in Nevada. I work in the dental field and make about $185K W2. My spouse saves about $25K/year, and I can save about $70K/year. We have about $160K in the stock market and a total net worth of ~$450K (including equity in homes). No kids yet, but we’re planning for them in 2-3 years. Current Portfolio: 1 Primary Residence (Nevada) ◦ Value: $430K ◦ Equity: $105K ◦ Interest Rate: 2.625% ◦ Payment: $1,860/month 2 First Rental – North Las Vegas, NV (Bought 2024, Townhouse) ◦ Value: $360K ◦ Equity: $65K ◦ Interest Rate: 7.99% ◦ Payment (incl. HOA): $2,880/month ◦ Rent: $1,995/month ◦ Strategy: Bought for appreciation in a growing area. Thinking of transferring to a Nevada LLC—good idea or unnecessary? 3 First Multifamily – Indianapolis (Bought Jan 2025, Duplex in Bates-Hendricks) ◦ Value: $430K ◦ Equity: $105K ◦ Interest Rate: 7.625% ◦ Payment: $2,882/month ◦ Rent: One unit leased at $1,676, other currently vacant but should rent at similar or higher ◦ Ownership: Bought under an Indianapolis LLC All rentals are managed by a property manager (9% fee). I currently have different insurance companies for each rental—should I consolidate into one policy for cost savings? Plan to Retire by 45 – Does This Seem Realistic? • For the next 5 years (until 40), I plan to buy 1-2 multifamily properties per year in the Midwest with 25% down, ideally priced between $200K-$400K each. • At 40, shift strategy to aggressively paying off properties over 5 years (40-45). Possibly sell any that appreciated well to help pay off remainder. • By 45, the goal is to live off rental cash flow and switch to part-time work in my field. Questions: 1 How am I doing at my age? Am I on track? 2 Does my plan sound realistic, or should I tweak my approach? 3 Best rental markets right now for long-term appreciation + cash flow? 4 Would transferring my NV rental to an LLC be beneficial or overcomplicating things? 5 Would consolidating insurance policies for all rentals make sense to save money? 6 Any other strategies I should consider to hit my goal faster? Would love to hear your feedback and experiences! Thanks in advance. submitted by /u/Unlikely_Conflict980 [link] [comments]

  • Daily FI discussion thread - Sunday, February 09, 2025
    by /u/AutoModerator (Financial Independence / Retire Early) on February 9, 2025 at 10:03 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Fire number for family of 4 in South Bay area
    by /u/coolred2022 (Financial Independence / Retire Early) on February 9, 2025 at 1:25 am

    Husband, wife both 40+ 2 kids, both less than 7 years old Location: South Bay and that doesn't mean insanely expensive areas like San Francisco. Rather think more like San Jose which have a good mix of expensive and not so expensive pockets. What would be a FIRE $ amount for such a case? I know a lot depends on lifestyle but assuming X dollars per year as a current expense, is it possible to come with a Y number that is required for FIRE ? Also, what is the average FIRE number for such a case. It would be nice to have a few categories into which one can consider falling into. Like one category would be kids going to private school vs one going to public schools. Also, some consideration should be given to reduced expenses with age (reduced eating out and reduced travel) vs increased medical expenses with age etc. If there is any such analysis or just personal FIRE stories (like how you made FIRE happen with XYZ assets), please do share. submitted by /u/coolred2022 [link] [comments]

  • Daily FI discussion thread - Saturday, February 08, 2025
    by /u/AutoModerator (Financial Independence / Retire Early) on February 8, 2025 at 10:03 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • 3 Years of Spreadsheet Net Worth Tracking
    by /u/TilleroftheFields (Financial Independence / Retire Early) on February 8, 2025 at 6:02 am

    Screenshot of my Net Worth Spreadsheet I have been using since March, 2022. I just want to give a shoutout to u/BloomingFinances for her amazing google sheet template. Over time I have slowly modified my spreadsheet so it looks slightly different than the original template. I had been using Mint to track my net worth since 2019 when it was around -$15k. When I first started this spreadsheet I was four years out of college and my NW was 73k. At first, it felt silly to only have a month of data logged. But here I am 3 years later with a great look back at my financial independence journey over the years. I switched to a spreadsheet to have better control over some things that Mint could not account for (vesting schedules, accounts it could not communicate with, etc.). I still use Mint (now Credit Karma) to track my account values each month, which I log into my spreadsheet. Initially I dreaded starting my own spreadsheet for budget and net worth tracking. The idea of updating it every month with income, expenses, and account values seemed daunting. I did miss a few months of data along the way, e.g. I didn't update the spreadsheet for 6 months from December 2023 to May 2024. I added these months back in by interpolating between account values at the dates I had data for. I am sharing my spreadsheet story in hopes it inspires others to make a spreadsheet for their budget and net worth tracking. It really does help, and now I find myself looking forward to updating my spreadsheet each month. submitted by /u/TilleroftheFields [link] [comments]

  • Daily FI discussion thread - Friday, February 07, 2025
    by /u/AutoModerator (Financial Independence / Retire Early) on February 7, 2025 at 10:03 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • 2024 Year in Review and 2025 Goals
    by /u/therapistfi (Financial Independence / Retire Early) on December 26, 2024 at 2:31 am

    As 2024 draws to a close, many of us are doing our final checks of our spreadsheets/RIP to Mint/Monarch/Personal Capital/pivot tables/abacus calculations and reflect. Please use this thread to report anything you want - whether it be a massive success, reaching a mini-milestone, actually accomplishing your goals from last year, or even just doing nothing while time does the work for you (for those of us in the 'boring middle' part). We want to hear about all that 2024 did for you - both FI related and personally as well. After reflecting on the past, we also want to look towards the future. What are you looking for in the new year (or even decade) - what are your goals and aspirations that will help guide you this coming year. Are you looking to finally max our your retirement accounts, get a 529 going for your kid, nearing that next comma, becoming completely worthless, or finally hitting your number and cashing in all the GFY's you can get? Here is a link to past threads- thanks again to u/Colorsmayfadeintime for the links. 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 submitted by /u/therapistfi [link] [comments]

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