Tag: WallStreetBets

60k 3x leveraged inverse Nasdaq. War not over. 🐻🐼🧸🐻‍❄️ submitted by /u/DingDongDingDong6969 [link] [comments]

Most hated fintech stock in the S&P500 and nets more than Tesla. Venmo is the growth, and they just applied to be a bank allowing them to make interest off their deposits. Add the Autzone effect with buybacks and this is about as safe as it gets with this valuation and multiple. If Venmo sold today, it would be worth 40 billion alone and no one wants to talk about agentic commerce and how PayPal's 400 million plus users play in to being first in line for one click purchases. Just my opinion! GLTA. submitted by /u/Royal_Warthog_9825 [link] [comments]

https://preview.redd.it/abwod58w0ovg1.jpg?width=1080&format=pjpg&auto=webp&s=83275854565b0048e58c4623dc61acea00f2d7eb What I am doing right now is investing in American Real Estate, that means the real estate market is going to crash hard, also I wanted to get puts on the S&P 500 so obviously tomorrow it's going to soar. JUST WATCH, every time I do something I will get the complete opposite of what i wanted. Go ahead and save this post and thank me later for letting you know what the market will do. submitted by /u/Fantastic-Window236 [link] [comments]

I don't care anymore. I'm going to die on this hill. submitted by /u/iamfr33agent [link] [comments]

submitted by /u/Affectionate-Rock638 [link] [comments]

Michael Burry buys the dip in software stocks after AI-fueled sell-off https://www.cnbc.com/2026/04/16/burry-buys-the-dip-in-salesforce-and-other-software-stocks-after-sell-off.html?\_\_source=iosappshare%7Ccom.apple.UIKit.activity.CopyToPasteboard submitted by /u/awake-ai [link] [comments]

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A lot of us have been there. Stay disciplined and patient friends. Happy Financial Literacy Month and all the best with your investments. submitted by /u/anonymousfinancial [link] [comments]

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Finally hit a good one this week my fellow regards! submitted by /u/eljefechico [link] [comments]

LFG!! submitted by /u/ComplaintThat9683 [link] [comments]

I was going to buy calls because it seemed logical. This place was flooded with people buying calls so I inversed. Appreciate y’all!!! submitted by /u/Your_Local_Tuba [link] [comments]

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This post contains content not supported on old Reddit. Click here to view the full post submitted by /u/wsbapp [link] [comments]

Current situation: 24 yo, getting married this summer. Our finances are pretty much already combined. NW ~150k, mostly in cash and equities. Goal is to be FI in 11ish years by age 35. Currently on track to max my trad. 401k, Roth IRA, and HSA this year. From research and reading this sub, I thought even if you wanted to access funds before 59.5, the trad 401k was still probably best. We had a free session with a financial advisor recently just for the heck of it. He suggested lowering 401k contributions to just get employer match and either switch to Roth 401k or taxable investments. The rationale being that 401k money is locked up and you have to pay income tax on it even if using early withdrawal methods (72t, Roth ladder). And he argues that tax rates are likely to go up (even if we were to go down in brackets). This point makes relative sense to me but everything I've read says max traditional 401k -> HSA -> Roth IRA -> taxable investments. I definitely do want to contribute to taxable investments since the goal is aggresive. This year we are paying off student loans aggresively so are only investing a few hundred per month in taxable (and aren't budgeting to max my spouses roth IRA). So in future years we likely could max my spouses Roth IRA as well and contribute more to taxable investments. But what is the general consensus? Does it make sense to continue in traditional 401k or take some of that and put it into taxable accounts instead. TYIA Also if this context helps, HHI is 140-150k submitted by /u/Savings_Actuary_2833 [link] [comments]

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I found a study this morning that reviewed the annualized returns per day for the S&P 500 in 2026 and the numbers were pretty comical: Monday: +91.1% Tuesday: +3.2% Wednesday: +76.1% Thursday: -113.4% Friday: -46.4% So what does this all mean to me?! Investors love to buy in on Monday, sell off on Tuesday, buy back in on Wednesday and sell of the rest of the week, with Thursday by far being the largest selloff day. The big question that I have for you all, how can we build a strategy around this knowledge? submitted by /u/RussFaigen [link] [comments]

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I’m a compulsive gambler. Since March of last year I’ve basically lost all my money sports betting. I had over $50k. I decided to throw my last $700 into 0dte SPY and QQQ calls. I made my money back and I hope to never gamble again. submitted by /u/Traditional-Emu-6620 [link] [comments]

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😂 submitted by /u/Loperenco [link] [comments]

Warren Buffet, the legendary trade man once said, "sell when others are greedy, buy when others are fearful". It's been a month and a half since the market crashed from 🥭's epic operation of fury. Everyone was scared. Reddit was full of big grizzlys. The bulls scattered, as we mowed them down one by one. At first they cheered. "It's over, the market is doomed!" SaaSpocalypse, short everything, they said. I cheered alongside them. But our victories were short-lived. Slowly the 🌮 set in. The bulls came back from their catastrophic defeat. One by one the bears, in sheer confusion, cried, "oil prices are up why is the market bullish???, the market is so unfair, this makes no sense!", as their short money disintegrated from their accounts, the bulls relishing in their victory. Slowly but surely, bulls took over the retail holy land. Reddit is now full of bulls, mocking the bears over their defeat. Meanwhile the bears are nowhere to be seen, their portfolios destroyed by their ignorance. I'm one of them. My allies are all gone. But as Napoleon once said, "my enemies are few, my equals are none", as no one could be more bear than me. As I sit in my hideout, looking at the bulls cheer for joy at the SPY breaking 700, I whisper to my self, rocking back and forth in my gaming chair, "The market will crash, anytime now", still believing that the prophecy by the legendary trade man will come soon. submitted by /u/PrestigiousElk5990 [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to leak outside of this thread, we will once again return to a time where 100% of self-promotion posts are banned. Please use this space wisely. Link-only posts will be removed. Put some effort into it. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

submitted by /u/Gypsy_tantrum [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

With President Trump’s focus squarely on Iran at present, Jerome Powell and the U.S. Federal Reserve are getting some respite from the Oval Office’s attention. It’s a couple of weeks until the next Federal Open Market Committee (FOMC) meeting, but investors already appear to be convinced what the group’s next move will be. The base interest rate is, at present, between 3.5% and 3.75% and investors are pricing a more than 97% chance that it will stay there the next meeting, on April 28, per CME’s FedWatch monitor. Furthermore, it seems that the rate cuts the likes of President Trump and Treasury Secretary Scott Bessent have been requesting are out of the picture entirely at the next meeting, as far as traders are concerned: The remaining 2.6% are pricing in a hike of 25 basis points. The odds of a Fed hold firmed up in traders’ minds following Friday’s inflation data, which showed prices rose 3.3% over the past 12 months, with gas prices playing a major part in the increase. This rise stems from the Iran conflict: Oil prices have increased because Iran borders the Strait of Hormuz, a narrow waterway in the Persian Gulf through which exports from the UAE, Qatar, Kuwait, and Iraq all flow. Some 20 million barrels of oil typically flowed through the strait every day, about 20% of global supply. Iran has made it clear it controls the strait and said it has littered the area with mines. Read more: https://fortune.com/2026/04/13/investors-write-off-fed-rate-cut-iran-inflation/ submitted by /u/fortune [link] [comments]

Wanted to update my previous post from 5-6 years ago. In Apr 2016 I had a net worth of $0. Between me and spouse we are now at $1,816K with a heavy mix towards our primary residence. Assets: https://imglink.cc/cdn/YgCMQ2i-th.png Liabilities: https://imglink.cc/cdn/0GBpjbZN_r.png Networth Trend Chart: https://imglink.cc/cdn/C2xS7h5O_N.png At this point im looking to add margin into my mix to drive further growth. I recently moved to my new house and converted my old property into a rental hence the big spike in debt. Our Household income is now $310K + 40K in bonsues + 40K in rental income. I live in Ontario Canada so pretty high tax rate which im starting to get frustrated with and gutted any real desire to increase my taxable income. This year we actually maxed out our RRSP and now dont have that much to work with to reduce taxes going forward. I have kinda given up on FIRE, inflation is a variable that is just too volatile and having spent the first 30 years of my life not really experiencing it and now seeing the compound effect of it and my govts decision to do nothing around it makes me feel its not really viable for me. Having given up on FIRE, made a massive lifestyle creep decision and purchase a big detached home in the suburbs for long term peace of mind (short term pain with housing costs basically doubling). submitted by /u/CADhouse [link] [comments]

GM All, (36M/35F)I know this is a small group of people that have allowed themselves the ability to embrace FIRE, but highly interested in hearing your stories. I’ve made a few posts around surpassing our FIRE goals with a plan of quitting my corporate career at the conclusion of parental leave in July. I’ve maintained a high-stress sales role in a corporate environment and admittedly, i’m not a very present person. Current plan is to quit at the conclusion of parental leave, while being added to my wife’s insurance. Ideally, take 6-12 months off, focus on family, recalibrate & decide what my future employment will look like. Brief snapshot of our Finances: 401k: $620k wife 401k: $122k IRA: $33k taxable brokerage: $497k HYSA: $132k Zero debt, home paid off annual expenses: $42k With my wife’s salary, we’d still be maxing her 401k, the IRA & investing about $1k/mo into taxable. I’m not quitting forever, but st the very least taking 6-12 months starting in August, to prioritize family. My wife wants me to quit, so that’s important to note. Anyways, for those temporary or permanent SAHM/SAHD’s, did leveraging your FIRE position improve your life? how long did you step away & did you notice anything impactful? submitted by /u/Aggravating_Bench552 [link] [comments]

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Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

This is your safe place for questions on financial careers, homework problems and finance in general. No question in the finance domain is unwelcome. Replies are expected to be constructive and civil. Any questions about your personal finances belong in r/PersonalFinance, and career-seekers are encouraged to also visit r/FinancialCareers. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

I’ll try to make this short and not drag it out. I have lived in a remote area in Canada with long harsh winters all my life. The winters are brutal with extreme colds often -40c and winter seems to drag on for 6 months. Long story short we had our first kid 2 years ago and have been talking about moving somewhere with a better climate and more outdoor activities available for our new young family. I have my mind set on 4 more years due to my wife staying home now instead of working until the kid starts school then she will go back to work. Financials are 32 years old with 820k invested in various accounts. Have about 180k in home equity. About 50k in paid off vehicles. I am a trades worker with multiple tickets usually make 180k-200k a year depending on bonuses. The area we live in is obviously a high income and low cost of living due to housing being affordable still. Currently spending roughly 60k-70k a year to live fairly comfortable. I have looked for a few jobs in the areas we want to move and it seems like they average 80k-110k a year. So definitely a drop. The housing is also a lot more expensive. Roughly double the price for a house My wife will make about 70k-80k a year when she goes back in a few years. Starting to wonder if I am just wasting time here or if the high income and low cost is worth it for 4 more years or stat to consider to move now… doesn’t seem like the investment needle moved much anymore like it used to submitted by /u/Elite163 [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

submitted by /u/OSRSkarma [link] [comments]

I’ve made two prior posts about healthcare costs and I’ve gotten some good feedback, so I’ll tempt Reddit fate with one more about planning for healthcare inflation. Early retirees worry a lot about inflation. And especially about healthcare inflation since it is likely to the the #1 cost in retirement, and premiums have been rising fast. However, if your income is under 400% of the Federal Poverty Level, budgeting for healthcare premiums in early retirement is surprisingly straightforward. Just plan for 9.96% of your household AGI (or less). For a couple at the top end of current limits, that means premiums of about $8,400 a year. Here’s an example for a couple at 399% FPL using ACA Silver benchmark Marketplace plans from my area: Age % FPL Annual Premium (Seattle, Couple) Expected Contribution Premium Tax Credit 45 399% $15,837 $8,366 $7,471 50 399% $19,588 $8,366 $11,221 55 399% $24,457 $8,366 $16,091 60 399% $29,766 $8,366 $21,399 64 399% $32,903 $8,366 $24,536 Note that your expected contribution stays the same as you age. Even though nominal premiums rise, the ACA’s premium tax credit automatically adjusts, so your premium remains stable. MAGI limits and ACA subsidies are also indexed for inflation, so your expected contribution stays roughly the same year to year. Yes, of course, this assumes the ACA stays in place. These estimates assume a silver plan, so you’ll have cheaper bronze plans and more expensive gold plans to choose from. If you’re not planning on subsidies, or your income is above 400% FPL, you can still make some estimates. Look online, pick the age you’re retiring (like 50), take the premium rate, and inflate it by at least 8% per year (roughly 4% age-graded increase + 4% healthcare inflation). For example, if the premium at 50 is ~$20,000/year, I think your budget should allow for 20,000×1.08¹⁴ ≈ $57,500 by the time you’re 64. Without the subsidies to insulate you, that is obviously a substantial number to plan for. I know the general withdrawal sequence has people exhausting their taxable accounts first and saving Roth for last, but I think people might hedge a bit to ensure they have ways to carefully manage their MAGI in the final years before they are on Medicare, because that's when income management will matter the most. submitted by /u/bridgeandretire [link] [comments]

Can someone check with Automod's emergency contact? Hope it's okay ... Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/EANx_Diver [link] [comments]

It seems automod might be sleeping in late. Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/EANx_Diver [link] [comments]

Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to leak outside of this thread, we will once again return to a time where 100% of self-promotion posts are banned. Please use this space wisely. Link-only posts will be removed. Put some effort into it. submitted by /u/AutoModerator [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

GM All Hoping to connect and better understand your strategies in ensuring your portfolio is as close to resilient & bulletproof as possible. It seems many are quick to list their balances, but not so much how they diversified to weather SORR. Let me know where you’re at! Here’s a look at my portfolio & plan: 36M/35F Annual Expenses: $42k Debt: Zero (Home paid off, worth $550k) 401k: $602k Spouse 401k: $116k IRA: $33,500 Taxable Account: $483,000 HYSA: $133k * Hovering around 32x Expenses Plan is to increase HYSA to $150k as a volatility buffer, while also allocating $65k to SGOV within taxable. (hoping to achieve by June/July) So we’ll have roughly 5 years cash/cash equivalents to ensure we never have to sell in a downturn. While many won’t agree with the cash position, it’s a value we’re comfortable with given how much we already have in equities. Our portfolio with conservative returns, assuming no further contributions, in theory, will allow us to retire together in 8-9 years. Ultimately, we’ll transition to part-time work simply to cover healthcare and offset expenses. I’m confident in our strategy, but curious to hear your approach. submitted by /u/Aggravating_Bench552 [link] [comments]

Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

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Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]