Tag: The TOP 50 Finance Headlines of 2023

The TOP 50 Finance Headlines of 2023: Unraveling the Patterns!

2023 was a rollercoaster year in the world of finance, with groundbreaking headlines hitting the news every day. Dive into this detailed analysis as we uncover the TOP 50 finance headlines of the year and decipher the emerging patterns. Whether you’re a finance enthusiast, an investor, or someone trying to stay updated, this video is your definitive guide to the financial trends of 2023. Don’t forget to subscribe for more insights and hit the like button if you find this content valuable!

Introduction to Finance: Markets, Investments, and Financial Management 17th Edition

The TOP 50 Finance Headlines of 2023

1. ” ‘I can’t get my money out’: Billionaire investor Mark Mobius says China is restricting capital flows out of the country”

2. “Unchecked corporate pricing power is a factor in US inflation”

3. ” ‘Greedflation’: Profit-boosting mark-ups attract an inevitable backlash”

4. “JPMorgan Chase thought it had $1.3 million worth of nickel stored in a warehouse. A closer examination revealed bags of stones.”

5. “As COVID Hit in Early 2020, Washington Officials Traded Stocks With ‘Exquisite Timing'”

6. “Binance is Losing Assets, $12 Billion Gone in Less Than 60 Days”

7. “SVB and Mid-Size Banks Spent $50 Million to Weaken Dodd-Frank”

8. “Credit Suisse Whistleblowers Say Swiss Bank Has Been Helping Wealthy Americans Dodge U.S. Taxes for Years”

9. “Collapsed FTX Owes Nearly $3.1 Billion to Top 50 Creditors”

10. “Fed Chair Powell Says Rates Are Headed Higher Than Expected”

11. “Amazon Becomes World’s First Public Company to Lose $1 Trillion in Market Value”

12. “Malls Are in Trouble Again, Offices Are Next: The Big Real Estate Short Is Spreading to Offices from Shopping Malls”

13. “Yellen: No Federal Bailout for Collapsed Silicon Valley Bank”

14. “Sam Bankman-Fried Pleads Not Guilty to 8 Counts of Wire Fraud, Securities Fraud, and Conspiracy”

15. “Germany Dodges Recession, but Inflation Climbs to 11.6%”

16. “Musk Warns Twitter Bankruptcy Possible as Senior Executives Exit”

17. “Liz Truss Resigns as U.K. Prime Minister After Tax Plan Caused Market Turmoil”

18. “Citadel Made $16 Billion Profit in 2022, the Largest Ever by a Hedge Fund”

19. “Exclusive: At Least $1 Billion of Client Funds Missing at FTX”

20. “U.S. GDP Accelerated at a 2.6% Pace in Q3, Better Than Expected as Growth Turns Positive”

21. “Blackstone’s Property Bets Are Getting Shakier — Rent Growth Is Slowing for Residential Real Estate, Which Makes Up Over Half of the Private-Equity Giant’s Portfolio”

22. “US Charges Sam Bankman-Fried with Bribing Chinese Officials”

23. “Charles Schwab Plunges 19% as Investors Worry About Banks Sitting on Big Bond Losses Following Silicon Valley Bank Collapse”

24. “Three Failed US Banks Had One Thing in Common: KPMG — Big Four Auditor’s Work for SVB, Signature, and First Republic Comes Under Scrutiny in Aftermath of Their Collapses”

25. “Tech’s Reality Check: How the Industry Lost $7.4 Trillion in One Year – CNBC”

26. “Even Wealthy Landlords Are Skipping Payments on Office Buildings”

27. “Silicon Valley Bank Collapses, Enters FDIC Receivership”

28. “Wall Street’s Big Banks Score $1 Trillion of Profit in a Decade”

29. “Sam Bankman-Fried Tries to Explain Himself”

30. “Colorado River Water Rights Snatched up by Investors Betting on Scarcity”

31. “U.S. Existing Home Sales Fall for the 10th Straight Month in November”

32. “Remote-Work Trend Creates Mortgage-Backed Securities Default Risk, Moody’s Warns”

33. “The Fed Announced a 50-Basis-Point Rate Hike Today. Projects Raising Rates as High as 5.1% Before Ending Inflation Battle”

34. “The Fed Is Expected to Raise Interest Rates by Three-Quarters of a Point and Then Signal It Could Slow the Pace”

35. “Brookfield Defaults on Two Los Angeles Office Towers”

36. “European Regulators Criticize US ‘Incompetence’ Over Silicon Valley Bank Collapse”

37. “Sam Bankman-Fried Released on $250 Million Bail Ahead of FTX Trial”

38. “Swiss Central Bank Posts Biggest Loss in Its 116-Year History”

39. “Bonus Cap Blues — Removal of Allowances Would Plunge Bankers into the Icy Waters of Performance Accountability”

40. “Global Investigators Pounce as FTX Collapse Leaves Potentially 1 Million Creditors”

41. “An Unexpected Job Surge Confounds the Fed’s Economic Models”

42. “Fed Approves 0.75-Point Hike to Take Rates to Highest Since 2008 and Hints at Change in Policy Ahead”

43. “JPMorgan’s Jamie Dimon Says the Banking Crisis Is Not Over and Will Cause ‘Repercussions for Years to Come'”

44. “De-dollarization Has Started, but the Odds That China’s Yuan Will Take Over Are ‘Profoundly Unlikely to Essentially Impossible'”

45. “U.S. SEC Votes to Advance Stock Market Overhaul Proposals”

46. “Office Landlord Defaults Are Escalating as Lenders Brace for More Distress”

47. “Senator Warren Raises Pressure on Fed Over Ethics Lapses”

48. “The Unknown Hedge Fund That Got $400 Million From Sam Bankman-Fried”

49. “Eurozone Inflation Hits 10.7% in October, as Growth Slows Dramatically”

50. Powell says inflation is still too high and lower economic growth is likely needed to bring it down

The TOP 50 Finance Headlines of 2023: Unraveling the Patterns!

From examining the 50 financial headlines, several patterns and themes emerge:

1. Banking and Financial Institutions Crisis:
   • Multiple mentions of banks in crisis, notably the Silicon Valley Bank’s collapse.
   • The involvement of big banks like JPMorgan and Credit Suisse in various controversies or unexpected situations.
   • The banking crisis’s lasting impact, with warnings from industry leaders.
2. Regulation and Oversight:
   • U.S. SEC moving to advance stock market overhaul proposals.
   • Calls for greater accountability and criticism of the U.S.’ handling of the Silicon Valley Bank situation by European regulators.
   • The involvement of the Federal Reserve in terms of rate hikes and dealing with inflation.
3. Notable Figures Under Scrutiny:
   • Sam Bankman-Fried is frequently mentioned, indicating potential legal troubles and significant losses.
   • Other key figures and firms, such as Jamie Dimon, Liz Truss, and Citadel, also make the headlines, indicating their prominent role in the financial narrative.
4. Economic Challenges:
   • Rising inflation rates, especially in Germany and the Eurozone.
   • A declining real estate market, particularly concerning residential and office properties.
   • Economic indicators like U.S. GDP and home sales figures hint at the broader economic landscape.
5. Market Dynamics and Challenges:
   • Loss of substantial market value by tech companies and Amazon.
   • Concerns over unchecked corporate power contributing to inflation.
   • Significant losses or gains by specific entities, like Blackstone’s property bets becoming shakier and Citadel’s record profits.
6. Water and Real Estate:
   • There’s an intersection of finance and environmental concerns, as seen in the mention of the Colorado River water rights being snatched by investors, betting on scarcity.
   • Repeated mentions of real estate defaults, especially concerning office buildings, hint at a shaky real estate market.
7. Ethical and Integrity Concerns:
   • Whistleblowers, fraudulent practices, and allegations against major financial institutions and figures indicate a pervasive theme of ethics and integrity in the financial sector.

To summarize, the pattern suggests a period of significant financial instability, potential misconduct, and increasing regulatory oversight. There’s a mix of macroeconomic challenges, such as inflation and GDP fluctuations, coupled with microeconomic issues at institutional levels, like bank collapses and corporate fraud.

The TOP 50 Finance Headlines of 2023: Podcast transcript

Welcome to the Djamgatech Marketing podcast, your go-to source for the latest trends and insights in the world of marketing. In today’s episode, we’ll cover China’s capital flow restrictions, US inflation, FTX’s debt, Amazon’s loss, Bronx updates, banking crisis and regulation concerns, scrutiny of key figures, economic challenges and market dynamics, water and real estate intersections, and ethical and integrity concerns.

Hey everyone! Today, we have something exciting to discuss. We’ve compiled a list of the top 49 headlines from r/finance this year. These headlines cover a wide range of topics, from market fluctuations to banking scandals and everything in between. So, let’s dive in and see if we can find any patterns or common themes that have sparked engagement in these discussions.

First up, we have an interesting headline from billionaire investor Mark Mobius, who claims that China is restricting capital flows out of the country. This raises questions about the global financial landscape and the impact this could have on investments.

Next, we have a headline that points out the unchecked pricing power of corporations as a factor in US inflation. This is definitely a topic worth exploring, as it sheds light on the dynamics between corporate profits and consumer prices.

Moving on, we find an article on the concept of “greedflation” – profit-boosting mark-ups that eventually attract a backlash. It’s intriguing to ponder how this phenomenon impacts the overall sentiment in the finance world and the potential consequences it could have.

In another fascinating headline, JPMorgan Chase finds itself in a peculiar situation. They believed they had $1.3 million worth of nickel stored in a warehouse, but upon closer inspection, they discovered bags of stones. This unexpected turn of events highlights the importance of due diligence and oversight in the financial sector.

Shifting gears, we delve into a headline that investigates Washington officials trading stocks with “exquisite timing” at the onset of the COVID pandemic. This raises eyebrows and prompts discussions about potential insider trading and the ethical implications surrounding it.

Another attention-grabbing headline highlights the massive loss of assets at Binance – a staggering $12 billion vanished in less than 60 days. This sparks concerns about the security and stability of cryptocurrency exchanges and the potential risks associated with investing in them.

Moving on, we have a headline that discusses how SVB and mid-size banks spent $50 million to weaken Dodd-Frank regulations. This sheds light on the ongoing debates surrounding financial regulation and the different perspectives within the industry.

In a headline that holds significant implications, whistleblowers at Credit Suisse claim that the Swiss bank has been helping wealthy Americans dodge U.S. taxes for years. This revelation raises questions about the integrity of the banking system and the role of financial institutions in facilitating tax evasion.

Next on the list, we have the collapse of FTX, which owes nearly $3.1 billion to its top 50 creditors. This serves as a stark reminder of the risks involved in the financial realm and the potential consequences that can arise when things go awry.

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Federal Reserve Chair Powell’s statement that rates are headed higher than expected also grabs our attention. This declaration has ramifications for various stakeholders, including investors, borrowers, and businesses. It’s crucial to examine the potential impact of rising interest rates on different sectors of the economy.

In a headline that shocked many, Amazon becomes the first public company to lose $1 trillion in market value. This event raises questions about the volatility of the market and the challenges faced by even the largest corporations.

The troubles in the retail sector continue as malls find themselves in trouble once again, with offices potentially following suit. This speaks to the changing landscape of real estate and the challenges faced by traditional brick-and-mortar establishments.

In an interesting development, former U.S. Treasury Secretary Yellen states that there will be no federal bailout for the collapsed Silicon Valley Bank. This raises questions about the role of the government in addressing financial crises and the potential implications of such decisions.

Shifting gears to legal matters, we have the case of Sam Bankman-Fried pleading not guilty to multiple counts of wire fraud, securities fraud, and conspiracy. This high-profile case sparks discussions around ethics, accountability, and the consequences of fraudulent actions in the finance industry.

Moving across the pond, we come across the revelation that Germany managed to dodge recession but now faces inflation climbing to 11.6%. This highlights the intricate balance and challenges faced by economies worldwide.

Tech mogul Elon Musk takes the stage with a warning that Twitter bankruptcy is possible as senior executives exit the company. This headline raises questions about the sustainability and uncertainties surrounding social media platforms and their impact on financial markets.

In a surprising turn of events, U.K. Prime Minister Liz Truss resigns following market turmoil caused by a tax plan. This underscores the interconnectedness between politics, policies, and financial markets and the potential ramifications that can arise.

Highlighting the immense profits in the hedge fund industry, it is revealed that Citadel made a staggering $16 billion profit in 2022. This sparks discussions around wealth inequality, market dynamics, and the influence of hedge funds in the financial landscape.

In a headline that many find alarming, it is reported that FTX has at least $1 billion of client funds missing. This revelation raises concerns about the security of investors’ assets and the potential risks associated with entrusting funds to financial institutions.

Turning our attention to the U.S. economy, we find that the GDP accelerated at a 2.6% pace in the third quarter, outperforming expectations and signaling positive growth. This headline gives hope and promotes discussions around the trajectory of the economy and its impact on various sectors.

The next headline highlights the slowing rent growth in residential real estate, which forms a significant portion of Blackstone’s portfolio. This draws attention to the challenges faced by the real estate market and the potential implications for investors in this industry.

Sam Bankman-Fried finds himself in the spotlight once again, this time facing charges of bribing Chinese officials. This high-profile case raises questions about corruption, international relations, and the ethical challenges faced by multinational firms.

Charles Schwab’s stock plunges as investors worry about potential bond losses following the collapse of Silicon Valley Bank. This brings to the forefront the risks involved in the financial sector and the potential ripple effects that can occur when major institutions face challenges.

The collapse of three U.S. banks prompts scrutiny of KPMG, a Big Four auditor. The audits conducted for SVB, Signature, and First Republic come under the microscope, raising questions about auditing practices and the broader role of auditors in ensuring the stability of financial institutions.

We take a deep dive into the tech industry and explore how it lost a whopping $7.4 trillion in just one year. This eye-opening headline emphasizes the volatile nature of the tech sector and the risks associated with investing in this industry.

Even wealthy landlords are feeling the crunch, as they skip payments on office buildings. This sheds light on the challenges faced by commercial real estate and the potential consequences for property owners and investors.

In another headline, we discover that Silicon Valley Bank has collapsed and entered FDIC receivership. This event underscores the fragility of financial institutions and the potential risks embedded within the system.

Shifting focus to Wall Street’s big banks, it is revealed that they scored a massive $1 trillion in profit over the past decade. This headline fuels discussions surrounding the influence and power held by these financial giants.

Sam Bankman-Fried attempts to explain himself amidst the ongoing controversy. This headline sparks curiosity about his motivations and the broader implications of his actions.

In an unexpected twist, investors rush to snatch up Colorado River water rights, banking on scarcity. This intriguing headline delves into the complexities of the market and the consequences of natural resource scarcity.

U.S. existing home sales take a hit for the tenth consecutive month in November. This headline raises concerns about the stability of the housing market and the potential challenges faced by homeowners and potential homebuyers.

The remote-work trend has created default risks for mortgage-backed securities, as warned by Moody’s. This highlights the impact of changing work dynamics on the financial sector and the potential risks associated with this shift.

The Federal Reserve’s announcement of a 50-basis-point rate hike catches everyone’s attention. This decision signals potential changes in borrowing costs and serves as an indication of the central bank’s stance on inflation.

Continuing with the Fed, there are expectations of three-quarter-point interest rate hikes, with potential implications for the broader economy. This headline sparks discussions on monetary policy and the potential consequences for various stakeholders.

Brookfield defaults on two Los Angeles office towers, shedding light on the challenges faced by commercial property owners. This headline underscores the risks associated with real estate investments and the potential ripple effects in the market.

European regulators criticize the U.S. for its handling of the Silicon Valley Bank collapse, branding it as incompetent. This remark raises questions about international cooperation and the confidence placed in different regulatory bodies.

Sam Bankman-Fried is released on a staggering $250 million bail ahead of the FTX trial. This headline raises eyebrows and prompts discussions around the significance of bail amounts and the consequences for high-profile individuals involved in legal matters.

The Swiss central bank posts its biggest loss in its 116-year history, sparking concerns about the stability and performance of this renowned institution. This development raises questions about the broader impact on the Swiss economy and the financial landscape.

In a headline that resonates with many, the removal of allowances for bankers is portrayed as potentially plunging them into the icy waters of performance accountability. This sparks discussions around compensation structures in the financial sector and the potential consequences of removing certain incentives.

Global investigators are quick to react as the FTX collapse leaves potentially one million creditors in its wake. This event raises questions about the systemic risks posed by financial collapses and the challenges faced by those affected.

An unexpected job surge confounds the economic models of the Federal Reserve. This headline highlights the uncertainties and dynamics of the labor market, leaving economists and policymakers scratching their heads in search of answers.

The Federal Reserve’s approval of a 0.75-point rate hike takes rates to their highest level since 2008. This decision prompts discussions about the central bank’s approach to combating inflation and its potential impact on the broader economy.

Jamie Dimon, the CEO of JPMorgan, warns that the banking crisis is far from over and will have repercussions for years to come. This headline delivers a dose of caution and raises questions about the resiliency of the financial system.

De-dollarization is underway, but the likelihood of China’s yuan taking over as the dominant global currency is deemed profoundly unlikely, if not essentially impossible. This headline sheds light on the complex dynamics of global currencies and the challenges faced by contenders for the top spot.

The U.S. SEC votes to advance proposals for overhauling the stock market, signaling potential changes to come. This headline prompts discussions surrounding market regulations and their impact on market participants.

Office landlord defaults are escalating, serving as a warning sign for lenders preparing for more distress in the commercial real estate market. This headline highlights the challenges faced by the real estate industry and the potential ripple effects on the broader economy.

Senator Elizabeth Warren raises pressure on the Federal Reserve over ethics lapses within the central bank. This headline draws attention to the importance of ethical standards in the financial sector and the role of oversight in maintaining trust and confidence.

In an intriguing turn of events, an unknown hedge fund receives a $400 million investment from Sam Bankman-Fried. This headline raises questions about the role of hedge funds and the implications of such significant investments on the broader financial landscape.

Lastly, Eurozone inflation hits 10.7% in October, signaling a significant slowdown in growth. This headline gives us insight into the challenges faced by the Eurozone economy and the potential consequences for various stakeholders.

Alright, folks! We’ve reached the end of our journey through the top 49 headlines from r/finance this year. We’ve covered a wide range of topics, from economic indicators to banking scandals and market dynamics. It’s clear that the financial world is full of surprises, challenges, and debates. Remember, the key to success in navigating these waters lies in staying informed, open to different perspectives, and willing to adapt to the ever-changing landscape. Until next time!

So, let’s dive into the world of finance and see what the headlines have to say. After examining 49 financial headlines, several patterns and themes start to emerge. It’s like putting together the pieces of a puzzle to get a clearer picture of what’s happening.

One hot topic in the news is the crisis in the banking and financial institutions sector. We see mentions of banks in crisis, with the Silicon Valley Bank’s collapse being a notable example. And it’s not just smaller banks feeling the heat – big players like JPMorgan and Credit Suisse are also in the spotlight for controversies and unexpected situations. The banking crisis seems to have a lasting impact, with industry leaders issuing warnings.

Regulation and oversight are also making waves. The U.S. SEC is taking steps to advance stock market overhaul proposals, indicating a push for greater accountability. European regulators are chiming in too, criticizing the way the U.S. is handling the Silicon Valley Bank situation. And let’s not forget the involvement of the Federal Reserve, which is making moves to deal with rate hikes and inflation.

Now, let’s talk about the notable figures who are under scrutiny. One person who keeps popping up is Sam Bankman-Fried, signaling potential legal troubles and significant losses. But he’s not alone – other key figures and firms like Jamie Dimon, Liz Truss, and Citadel are also making headlines, showcasing their prominent role in the financial narrative.

Moving on to economic challenges, rising inflation rates in Germany and the Eurozone are causing concern. And it’s not just inflation – there’s also a declining real estate market, especially when it comes to residential and office properties. Economic indicators like U.S. GDP and home sales figures give us a glimpse into the broader economic landscape.

Market dynamics and challenges are also in the mix. We’re witnessing tech companies and Amazon losing substantial market value, raising eyebrows. The unchecked power of corporations is also a worry, as it is seen as a contributing factor to inflation. And let’s not overlook the significant gains or losses experienced by specific entities – for example, Blackstone’s property bets becoming shakier and Citadel recording record profits.

Water and real estate also make an appearance in the financial headlines, highlighting the intersection of finance and environmental concerns. Investors are snatching up Colorado River water rights, betting on scarcity. Moreover, repeated mentions of real estate defaults, particularly in office buildings, suggest a somewhat shaky real estate market.

Finally, ethical and integrity concerns are looming large. Whistleblowers, fraudulent practices, and allegations against major financial institutions and figures all point to a pervasive theme of ethics and integrity in the financial sector.

To sum it all up, these patterns suggest a period of significant financial instability, with potential misconduct and increasing regulatory oversight. We’re seeing a mix of macroeconomic challenges like inflation and GDP fluctuations, along with microeconomic issues at the institutional level, such as bank collapses and corporate fraud. It’s certainly an interesting time in the world of finance, with lots to keep an eye on.

On today’s episode, we covered a wide range of topics, including China’s capital flow restrictions, US corporate pricing fueling inflation, FTX’s owed $3.1B, Amazon’s $1T loss, ongoing developments in the Bronx, and a comprehensive look at financial headlines featuring banking crises, regulatory concerns, key figure scrutiny, economic challenges, market dynamics, water and real estate intersections, and ethical integrity concerns. Thank you for joining us on the Djamgatech Marketing podcast, where we delve into the latest marketing trends and provide insightful information – be sure to subscribe and stay tuned for our next episode!

Deciphering the Marketing Landscape: Latest Insights & Trends for 2023

The TOP 50 Finance Headlines of 2023: References

1- Reddit r/finance

2- https://rss.com/podcasts/djamgatecheducation/1182090/ 

3- Marketing & Finance Quiz

The TOP 50 Finance Headlines of 2023: Latest News

• Am I doing this right?
  by /u/Glum_Imagination_692 (The Reddit home for all things Money) on May 9, 2024 at 12:37 pm

  I’m 29, I just recently started a job that has paid me the most salary compared to all my past jobs ($80k). I want to start saving more for retirement but I’m not entirely sure how much I should be saving per month or if I’m on the right track. Right now my finances are as follows: Roth IRA: $53k Savings: $28k Investment Account: $120 (just opened) 401k: $7500 HSA: $700 (just opened) I paid my car and student loans off last year, so I no longer have any debt. Where should I start placing my money for growth? I plan on maxing out my HSA since my Roth has been maxed for this year. Should I start putting more money in my investment and 401k? I grew up poor with little understanding of finances and have been trying to figure this all out. Any advice would be appreciated! Thank you! submitted by /u/Glum_Imagination_692 [link] [comments]

• Been feeling useless and poor my whole life... how can I find a good way to make money from home? I don't even want to be wealthy, just independent. I'm not normal.
  by /u/Skanktus (The Reddit home for all things Money) on May 9, 2024 at 12:24 pm

  Hopefully I won't rant this out for too long. I'm in my 30s, and have maybe worked for a total of 6 months my whole life. I'm a mental mess when it comes to society. Serious social anxieties, and fears about working alongside strangers or working into nighttime hours and having to use public transport. I feel extremely anxious when trying to assimilate into new workplaces. For the past almost 20 years I've been mostly a hermit. I am physically unhealthy as well. I've been living off govt assistance, and hate that I've had to. I feel comfortable at home, and outside only during daylight. I'm obese and have a few different physical struggles. But I'm working to lose weight. Been trying to get on disability assistance, but because I was irresponsible and don't have a long medical history, it's been an annoying process, with no progress in sight. I am still on wait lists with specialists to try and ultimately figure out what is wrong with me. Lots of physical pains and mental pains. Some days I wonder if I am autistic or something, but that's a whole other discussion. I do have talents though, and feel I am fairly competent at some things. I make music and do graphic design for hobbies, and have even earned some pocket change from both those things. I have also been heavily immersed into computer usage since I started walking. I am very comfortable with a PC, can type real fast, and am comfortable learning new skills while using a PC. I am quick at tech problem solving at least within a Windows PC environment. I just... there's gotta be someway I can find some work that I can do from home and ideally utilizing my PC. I've gone through sessions of looking for remote work but often they sound scammy or are calling based gigs... and I really don't feel comfortable using voice to talk to strangers on a daily basis. I'd be happy to do things like data entry, support via chat based interfaces, etc. I'd also be happy to write small blog posts or find more stable graphic design gigs. I also don't have a resume, and don't really know how I would create one that's shines a good light on a 30 something that didn't finish high-school and has less than a year of work experience that was over a decade ago. I just don't know what to do. I don't want to seek out local temp agencies because I don't want to just be offered graveyard shifts at warehouses in the sketchy part of town working with scary looking people. I tried that one time before and it felt traumatizing. Also another discussion. I've tried making it clear to such job agencies that I'd be best suited in computer related work and ultimately from home, but they'd never have anything to offer in such settings. I just feel ready to give up on everything. I'm tired of being a pennyless loser, but unfortunately I've had to accept that I am far from a normal functioning adult. I need to adapt to this hand I've been given and find something within it. There is no way I'm scraping myself out of it and somehow becoming a 'regular person. I've tried and tried and tried, and I'm tired of running out of in person jobs in tears losing my mind. I need to sort this out. If I somehow don't die from my health issues by 40, I want to at least be earning money. I'm tired of relying so much on the government and also my partner. I'm tired of eating shitty processed meals because they are affordable. I'm tired of not being able to afford a couple recreational treats at times. I'm tired. How can I best find work from home? submitted by /u/Skanktus [link] [comments]

• 34 and broke. How am I doing?
  by /u/Investigator_Unusual (The Reddit home for all things Money) on May 9, 2024 at 12:15 pm

  (34m) making $75k/year (working on improving that), $60k in debt, $30k in retirement. Live off 75% of my income because of child support. Upside down on my car, no assets. submitted by /u/Investigator_Unusual [link] [comments]

• Extra 1k a month
  by /u/Old-Phrase-808 (The Reddit home for all things Money) on May 9, 2024 at 10:36 am

  I need to Come up with an extra 1k a month. Any business ideas or any ideas at all would be greatly appreciated. I really don’t want to get another job… submitted by /u/Old-Phrase-808 [link] [comments]

• I need 5k ASAP
  by /u/Hamzahsadiq786 (The Reddit home for all things Money) on May 9, 2024 at 9:40 am

  So basically I found an opportunity to start my own business which I could make me around 2k/month in profit but I need 5k to get started, anyone know how I can get the money fast? Also if any of u guys have a job opening where I can work online please let me know! I'm willing to do anything submitted by /u/Hamzahsadiq786 [link] [comments]

• Old variable annuity
  by /u/MarsupialSad7327 (The Reddit home for all things Money) on May 9, 2024 at 7:58 am

  My wife has a variable annuity that was started at an old job a long time ago. It only has $2,600 in it. She now has a Roth IRA and a 457 and government pension plan. I was wondering what we should do with it. We called the company and they say it can’t be rolled over to her other plans. Should we cash it out and pay whatever the penalties are? Thanks submitted by /u/MarsupialSad7327 [link] [comments]

• 22m Question about my salary
  by /u/AffectionatePay267 (The Reddit home for all things Money) on May 9, 2024 at 7:14 am

  Is making 33.000 before taxes a good salary ? I work at warehouse 3days a week all 12hour night shifts thu/Friday/Saturday. How can improve my financial situation I live with parents and pay 500 a month also have 20k saved up.I live in NC where minimum wage is 7.5 dollars :/ submitted by /u/AffectionatePay267 [link] [comments]

• What are your favorite ways to stick to a grocery budget while creating healthy/nourishing/quality meals?
  by /u/Little-Principle-150 (The Reddit home for all things Money) on May 9, 2024 at 6:36 am

  Health is a big priority for me and I don’t like to buy junk for the sake of saving money—but I definitely want to get better at maximizing my grocery budget and making groceries last longer. Tell me your fav secrets! submitted by /u/Little-Principle-150 [link] [comments]

• Withdrawing 401k
  by /u/I_love_true_love (The Reddit home for all things Money) on May 9, 2024 at 6:14 am

  So I basically have over 2k in my 401k, and my current employer doesn't provide me 401k and it's just sitting there, other than the penalty (10% or whatever it is) are there any other cons that will affect me from withdrawing it? submitted by /u/I_love_true_love [link] [comments]

• Is it wrong to feel this way?
  by /u/Level_Mountain5037 (The Reddit home for all things Money) on May 9, 2024 at 3:46 am

  I got a big promotion recently and I’m very excited about my new job. On paper, I make more than double what I used to. I didn’t take into consideration taxes and other things. So even though on paper I am making over double what I used to, my actual check only comes out to be $300 more. I am exceptionally grateful for my new job, money, and experience. I am also so excited, but I couldn’t help but be extremely disappointed at my pay check. I was making plans at looking into an apartment and moving out, but I still won’t be able to. It just felt like a huge punch in the gut. I don’t know if I need any advice, but maybe some reassurance or someone to tell me I’m being stupid. I do know and am highly aware I’m lucky just at the fact that I have food, a roof, clothes, and family. It just sucks. submitted by /u/Level_Mountain5037 [link] [comments]

• 24 year old making $40k a year, with a net worth of -$14k and a master’s degree. How am I doing?
  by /u/Former-Ad2603 (The Reddit home for all things Money) on May 9, 2024 at 2:38 am

  For more context, I’m on the hook for $55k in federal student debt, but it’s at 0% interest until January of 2025. I have $28k sitting in a HYSA and $13k in a Roth IRA. No dependents, no pets, renting with roommates. If I stick to a conservative budget, I will have a chance at paying off all debt by the end of 2025. I’m only making $40k because I work as a research assistant. I enjoy the work, so I’m not complaining. submitted by /u/Former-Ad2603 [link] [comments]

• Advice for buying a home
  by /u/chandler3445 (The Reddit home for all things Money) on May 9, 2024 at 2:35 am

  I (24M) currently have 55k in savings, 20k in investments and make around 85k a year as a police officer. The only debt i have is a 20k loan on my vehicle. I moved back home with my parents after college (they have a huge home so it’s no burden) and i have been looking at purchasing my first house. I’m torn between looking to purchase a home this year, or ride it out and continue to save more. Any tips for what i could afford or if i should wait? submitted by /u/chandler3445 [link] [comments]

• 130k saved at 25 - looking at purchasing real estate/condo
  by /u/No_Hovercraft5448 (The Reddit home for all things Money) on May 9, 2024 at 1:58 am

  Hi all, Got around to consolidating my net worth as the following (ignore the 90-day as I moved over my Roth account): 45k in Roth 401k 32k in Roth IRA 10k in Robinhood 40k in Wealthfront HYSA Remaining in checking account I grew up pretty poor so everything financial I’ve learned on my own with monthly amount allocated to help out my parents. Credit card debt and student loans paid off and factored in. Salary is 105k base and currently living in Boston with rent at $1000 (split with my partner) at $2000 monthly total. Admittedly, we had locked in a nice price during Covid but definitely an older apartment building (occasional leaks, old flooring/radiators). Feeling like I have a lot to learn still financially but also wondering what next steps would be if others were in this position. I have always had a frugal mindset but thinking owning something to call my own would be a good milestone for the next couple years. Open to location as well for those local to MA submitted by /u/No_Hovercraft5448 [link] [comments]

• How much should I be contributing to my ESPP ? Annual income is about $76,000
  by /u/wjnpro123 (The Reddit home for all things Money) on May 9, 2024 at 1:51 am

  I started a job and they offer an ESPP with a 15% discount. Stock has been on the up trend and recently reported earning with very positive results. Every pay check, I take home about $1,100 after 401k, HSA, medicals, taxes. I also have a part time job that net about $500 every 2 weeks. Currently I'm contributing $880 to my Roth IRA, $400 to crypto. I'm living at home so my expenses are pretty minimal and it ranges anywhere between $500 to $700. I'm putting $500 into my saving. For now the rest goes to taxable account. What is an appropriate amount given the risk that I should be contributing to this? and this company is in insurance industry. submitted by /u/wjnpro123 [link] [comments]

• What would you do with $20k?
  by /u/PowerfulWeek4952 (The Reddit home for all things Money) on May 9, 2024 at 1:42 am

  So, as the title asks, what would you do with $20,000 USD you had laying around? From the sale of our first house, we had enough to pay off all of our debts with the exception of one of my wife’s student loans ($22/mo payment). We were going to use that money to upgrade my car (1998 Toyota Camry V6, 150k miles), but I’m having a hard time justifying the current used car prices. So, instead, I’m thinking of what better ways we can utilize that money. This is all very new to me, so I’m open to anything! submitted by /u/PowerfulWeek4952 [link] [comments]

• Few extra thousand in checking account
  by /u/Familiar-Fill7981 (The Reddit home for all things Money) on May 9, 2024 at 1:34 am

  I have a few extra thousand in a separate checking account that I keep there for emergencies. I like knowing I can access it at any time. It’s been there for a few years now untouched. I read a few weeks ago on here that there might be a different type of account I could put it into that will earn better interest while also still being able to access it. I did not take note of what type of account that was but I’d like to put that money into an account like that since it’s just sitting there for such a long time. Anyone familiar with an account like that? submitted by /u/Familiar-Fill7981 [link] [comments]

• How do you guys adopt a healthy relationship with money
  by /u/Significant_Swing_22 (The Reddit home for all things Money) on May 8, 2024 at 9:18 pm

  My relationship with money it’s not AWFUL. I have a saving mindset but I also think I’m a bit too much in that mindset that I don’t wanna spend it on myself like at all. I barely have any payments besides car and car insurance and have around 9k saved up yet for some reason I feel like I don’t and I feel like I can’t spend much on myself unless it things I need. Even when I break it down into a need/want/save budget I still feel like spending my money on anything that won’t progress me is a waste. Now I don’t wanna start throwing bills everywhere but I feel like I need to be okay with spending some money. How can I go about doing so without feeling super guilty? submitted by /u/Significant_Swing_22 [link] [comments]

• 23, live with parents. Advice?
  by /u/eighthirty1 (The Reddit home for all things Money) on May 8, 2024 at 9:18 pm

  I graduated college last May, and moved back in with the parents. After a tumultuous summer of job hunting, I finally got one and have been saving money since August. I started at 40k and have recently gotten a raise to a 50k salary. I would like some advice on how I’m doing, how I should handle my savings, but also where to go to legitimately learn about personal finance. All I really know if that I make money and I have some in reserves, but how does money work? If anyone knows some quality resources for something like that, I’d appreciate a recommendation. Thanks! submitted by /u/eighthirty1 [link] [comments]

• Where do you keep emergency savings?
  by /u/Dannarsh (The Reddit home for all things Money) on May 8, 2024 at 9:03 pm

  I have 3-4 months income saved for an emergency but I'm wondering if I've got it in the right places. 10% is in my credit union savings for quick access. The other 90% is split between MINT and FFRHX to get nicer dividends and keep up with inflation. I've been thinking I might need to change if these funds aren't FDIC insured... submitted by /u/Dannarsh [link] [comments]

• Share your best life hack that has saved you time or money
  by /u/ConversationOpen3222 (The Reddit home for all things Money) on May 8, 2024 at 6:23 pm

  Let's make each other's lives easier! Share your best life hack that has saved you time, money, or hassle. Whether it's a productivity tip, a DIY solution, or a money-saving trick, I want to hear it! submitted by /u/ConversationOpen3222 [link] [comments]