Financial Independence and Legit Side Money Ideas For Techies and Geeks

This blog is about Clever Questions, Answers, Posts, discussions, links about:

Making money isn’t that big of a deal especially if a person is determined, The primary cause of poverty is ignorance and nothing else.

It stars with a burning desire to learn and your willingness to practice all you’ve learned and make the mistakes needed in other to get the a greater height, “that is how financial progression is achieved and sustained.”

in the aspect of making money online with a laptop, you can try out the following listed below….

  1. Affiliate Marketing.
  2. Selling on Amazon, eBay, Etsy, and Craigslist.
  3. Blogging.
  4. Niche E-commerce.
  5. Your Own YouTube Channel.
  6. Selling E-books.
  7. Develop Apps.
  8. Invest/trade cryptocurrency.

To be a master and be really successful in any of the listed, one has to first learn them before anything else goes.

And if you’re interested in cryptocurrency but too Busy and don’t have to time to learn, you can contact me I’ll teach you how a newbie trader can make profit in crypto quickly.

Legit Side Money Ideas on Quora

  • 20 Unusual Ways to Bring in a Little Extra Money Every Month
    by Shanea Patterson (Money Making Ideas on Medium) on July 3, 2022 at 2:03 pm

    The season is among us and we’re all looking for ways to spread some holiday cheer by gifting our loved ones things we’ve spent our…Continue reading on Medium »

  • My #1 Play-to-Earn Game
    by Red King (Passive Income on Medium) on July 3, 2022 at 1:34 pm

    Land ownership. Passive income. Fun. And it’s NOT Axie.Continue reading on Coinmonks »

  • BNB Crops Yield Farmer just started with 3 Plans…
    by Reiner Knapp (Passive Income on Medium) on July 3, 2022 at 10:10 am

    I really like the Crops Farmer Team. They really know what they are doing. I am involved in a few of their projects. All are working great…Continue reading on Medium »

  • 5 Passive Income Ideas To Make $500/Month
    by Claudiu (Passive Income on Medium) on July 3, 2022 at 9:58 am

    Passive income is something that every entrepreneur should have in their arsenal.Continue reading on Medium »

  • The Most Underrated Business/Investment Hack That Only Millionaires Follow
    by Sinead Oswald (Passive Income on Medium) on July 3, 2022 at 9:37 am

    There is a particular form of investing that I find to be ignored by everyone, except millionaires.Continue reading on Medium »

  • Step-by-Step Commands on the Way to Begin Home Jobs Online
    by Kattengatia (Passive Income on Medium) on July 3, 2022 at 8:59 am

    Since the COVID-19 outbreak, home jobs online have turned out to be an increasing trend. People were obliged to live at home for their…Continue reading on Medium »

  • Passive Income Ideas
    by Pratyush Sahu (Passive Income on Medium) on July 3, 2022 at 8:40 am

    Are you looking for passive income ideas to make some extra cash, but don’t want to lose your day job? Here are 11 suggestions for ways to…Continue reading on Medium »

  • 8 Passive Income Streams I Use to Earn $11,000/Week
    by Claudiu (Passive Income on Medium) on July 3, 2022 at 8:15 am

    Passive income is the holy grail of financial independence. It’s what you earn while doing other things and it can be used to fund your…Continue reading on Medium »

  • An Easy & Profitable Passive Income Idea Out of the Ordinary — Anyone Can do it
    by The Wealth Blog (Passive Income on Medium) on July 3, 2022 at 8:10 am

    I’m going to use this one!Continue reading on Medium »

  • Different Ways for Earning a Residual Income
    by Govindannareshkumar (Passive Income on Medium) on July 3, 2022 at 7:51 am

    There are 2 main ways to earn an income. One way is to receive an active income by working a job for a company, or through selling our own…Continue reading on Medium »

  • 7 Lessons I Learned About Money Management as a Young Adult in My 20s
    by Levente (Passive Income on Medium) on July 3, 2022 at 7:12 am

    Money Lessons Learned in 5 YearsContinue reading on SYNERGY »

  • The Best Money Making Apps
    by Turifay Telahun (Money Making Ideas on Medium) on July 2, 2022 at 11:24 am

    It’s easier than ever to make extra money online thanks to all the money-making and money-saving apps that allow you to earn money at home…Continue reading on Medium »

  • July-01, 2022, Daily latest forex trading analysis and currency exchange forecast, by forex forum.​
    by forex forum (Money Making Ideas on Medium) on July 1, 2022 at 6:58 pm

    forum.forexContinue reading on Medium »

  • 3 Easy ways to become a BILLIONAIRE
    by House of Billions (Money Making Ideas on Medium) on July 1, 2022 at 10:05 am

    Who is a Billionaire?Continue reading on Medium »

  • MLM software Importance in direct selling business
    by ARM MLM Software (Money Making Ideas on Medium) on June 30, 2022 at 12:03 pm

    MLM script software is a set of programs for automating manual operation in the network marketing business.Continue reading on Geek Culture »

  • Daily FI discussion thread - Wednesday, June 29, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 29, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Weekly Self-Promotion Thread - June 29, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 29, 2022 at 9:00 am

    Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to leak outside of this thread, we will once again return to a time where 100% of self-promotion posts are banned. Please use this space wisely. Link-only posts will be removed. Put some effort into it. submitted by /u/AutoModerator [link] [comments]

  • Daily FI discussion thread - Tuesday, June 28, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 28, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Mental model: "how much does it cost in passive income?"
    by /u/ssully88 (Financial Independence / Retire Early) on June 28, 2022 at 1:24 am

    If you are on the path to financial independence, you may find it difficult to stay frugal as your wealth increases. Have a potential expense of $1,000? $1k might not seem like much as a percentage of your networth. If you have a million in the bank, $1k is .1% However, to earn that $1k from PASSIVE INCOME, you need to park $33,333 in an account that pays 3% for a full year. .1% of your net worth or $33k parked for an entire year? Same value. One feels much larger. Don't ask "how much does it cost?" Ask, "how much does it cost in passive income?" submitted by /u/ssully88 [link] [comments]

  • Thoughts On Completing One Year Of FI
    by /u/johnmh71 (Financial Independence / Retire Early) on June 27, 2022 at 2:55 pm

    Last year at this time I was completing my last week of full time employment prior to retirement. I was at 75% of my full FI number and decided to go the Barista FI route as I was done with full time work at that point. My original plan was to get a 25 hour a week part time job that paid at least $17 an hour. I utilize a health share for health insurance, so that wasn't a factor. I live in MA, so I felt this work plan was doable. So I left my job on 6/30/21 with no part time job in place. That was a mistake. I assumed that finding the right position would be easier than it was. I found a mobile power washer position for 3 days a week with good pay. This proved to be a much more physical demanding job than I thought it would be. I had back surgery 4 years ago, so I am not physically where I want to be. Add the other joys of working outside and I decided to move on in Sept. My next position was in event security. It was not consistent as far as scheduling, but the pay was right and I liked it. So I looked into other possibilities in terms of security positions. I found a front desk security position in a Class A office building in October that was 8 hours every Thursday and Friday. Not the best pay, but it is consistent and I like everything about it. I may add one day a week with another company if possible. It is tough to find something that will allow you to work only one day, but I have plenty of time to look. So if I could go back to a year ago, I would do more research on the part time market in my area. I would get a better understanding of the jobs out there and which would be best for me. Then keep working full time until I found something. I love what I ended up doing and have plans to change this point. I am surrounded by other retired guys, so I feel like I am in my element. My only regret is that the transition could have been smoother. Overall, FI has been great. I just went ziplining in NY this past weekend and I am going to be spending the next two days in Maine before I come back to work my two days this week. I am living a life that I was never able to live while working full time. I feel the best that I have felt physically and spiritually in the last 25 years. If you are on the fence, do it. You won't regret it. submitted by /u/johnmh71 [link] [comments]

  • Daily FI discussion thread - Monday, June 27, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 27, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Weekly “Help Me FIRE!” thread. Post your detailed information for highly specific advice - June 27, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 27, 2022 at 9:01 am

    Need help applying broader FIRE principles to your own situation? We’re here for you! Post your detailed personal “case study” and ask as many questions as you like, or help others who’ve done the same. Not sure if your questions pertain? Post them anyway…you might be surprised. It’ll be helpful to use our suggested format. Simply copy/paste/fill in/etc. But since everybody’s situation is different, feel free to tailor your layout to your needs. -Introduce yourself -Age / Industry / Location -General goals -Target FIRE Age / Amount / Withdrawal Rate / Location -Educational background and plans -Career situation and plans -Current and future income breakdown, including one-time events -Budget breakdown -Asset breakdown, including home, cars, etc. -Debt breakdown -Health concerns -Family: current situation / future plans / special needs / elderly parents -Other info -Questions? submitted by /u/AutoModerator [link] [comments]

  • Weekly FI Monday Milestone thread - June 27, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 27, 2022 at 9:00 am

    Please use this thread to post your milestones, humblebrags and status updates which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Candle Making — An Illuminating Side Hustle
    by Michelle Richardson (Money Making Ideas on Medium) on June 27, 2022 at 2:07 am

    Candles are an over growing industry and provide a lucrative side hustle opportunity.Continue reading on Medium »

  • Sanity Check: Living off dividends
    by /u/almost_retired (Financial Independence / Retire Early) on June 27, 2022 at 12:34 am

    First off, let's start with a disclaimer: I have never pursued a dividend strategy or build my portfolio around one. My entire portfolio was build around three funds, VTSAX, VTIAX and VBTLX. With that out of the way, here is my current situation and the basis of my question: Currently my 3 fund portfolio pays out about $60K a year in dividends and distributions. During COVID my wife and I moved to a VLCOL area and we now live comfortably on $45K a year, with all of our material needs met, including medical and whatnot, and we plan on staying where we are permanently. So we are thinking about pulling the trigger and instead of trying to figure out a withdraw strategy that might involve variable withdraw rates, guardrails, floors, CAPE, etc...why not keep it simple and rely solely on the dividend payouts and forget about everything else? Am I missing anything here? Are there any pitfalls from this approach that I am failing to consider? One thing that comes to mind is that dividend payouts might not track inflation perfectly, but since our current expenses are $15K bellow the payout, we should be fine. And worse comes to worse, I can always sell some stock down the line to cover the difference if in a particular year we have an emergency that requires large expenses beyond what the yearly dividend payout is. ​ Let me know if you guys think I am missing something. submitted by /u/almost_retired [link] [comments]

  • Those who are relocating in retirement: What's your criteria?
    by /u/curiously_clueless (Financial Independence / Retire Early) on June 26, 2022 at 7:49 pm

    I know many folks are retiring where they currently live. It makes sense, you've put down roots. 'Build the life you want' and all that. For those of you who intend to move in retirement, what's your criteria for selecting a location? For me, a few things come into play. Can I get decent internet to a location. Preferably municipal broadband. I know this sounds like a peak nerd concern, but shitty internet has a real impact on my quality of life. The local climate. I refuse to live in a place where people are basically forced to live indoors for half the year to deal with the heat or cold. Cost of living. IMHO the only reason to live in a HCOL location is that you either have all your family and friends there, or you're forced to live there for work. Think Bay Area. If one can work remotely I see no reason to pay extraordinary high costs to live in a HCOL location when one can find M/LCOL locations with a lot of the same amenities. Taxes. Given that I'm going to be converting my traditional accounts to roth accounts I'd appreciate having low taxes while doing so. Close enough to my parents to be able to visit them with a day's drive. Tolerance. It doesn't exactly need to be a liberal bastion, but at least a place where people can 'live and let live'. Unfortunately this disqualifies some LCOL locations. A decent hospital within a 30 minute drive. If you've made a similar calculus what are your criteria? submitted by /u/curiously_clueless [link] [comments]

  • Unpopular Opinion: The practice of forcing almost all discussion in this forum into daily and weekly threads is simultaneously inefficient and discussion killing. Can we have a discussion about eliminating this rule?
    by /u/cv5cv6 (Financial Independence / Retire Early) on June 26, 2022 at 4:18 pm

    I think the above described rule hurts this forum, as unlike things are grouped in the daily threads, leading to epic length daily threads with all sorts of unrelated content jostled together, and discourages multi-day discussion on a particular topic (say, for example, a nuanced discussion on how to determine equity/bond allocation of an investment portfolio). Compared to r/fatfire, r/leanfire or r/investing, this forum seems flat and undersized and I think the above rule is a primary cause. Edit: This this thread disappeared after about 35 minutes and 20 comments this morning, I'm assuming due to complaints and auto-moderation. It just opened up again this afternoon, presumably due to a manual release by one of the moderators. So kudos to you phantom moderator for allowing free discussion. submitted by /u/cv5cv6 [link] [comments]

  • Daily FI discussion thread - Sunday, June 26, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 26, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • How Matt Par makes over $100,000 each year from many faceless YouTube channels
    by The chai sip (Money Making Ideas on Medium) on June 26, 2022 at 6:51 am

    How many times have you thought of making a YouTube channel and backed off? I mean what’s the reason for backing off? Creating lots of…Continue reading on Medium »

  • What are the best skills to pursue to become FI as fast as possible?
    by /u/Top-Computer1773 (Financial Independence / Retire Early) on June 25, 2022 at 7:19 pm

    Give me three things you would say are the best things to improve in order to become financially independent. Skills that are highly sought after and paid well for. ​ Edit: I'm in sales. Been here at my company for 6 months. Make about 7k a month. Company was bought by a global giant. Single mid 20's in a relatively cheap big city. I will be able to save 50% or more of my salary. 1,5k expenses. Considering learning Python as a side thing and see where this skill will lead me - if I'll manage to build my own services. ​ Edit 2: Some people here talk about me seeking a "get-rich-quick scheme". I'm not looking for a overnight success or anything. There are some skills that require less time spent on them for a higher ROI compared to other skills. So ROI/time is what I'm talking about. Medicine is a highly paid and sought after skill, however the training and debt and time makes it less ideal to become FI as fast as possible. But it doesn't mean it's a bad skill or thing to pursue medicine, as it is very satisfactory for some individuals to help other fellow humans and be trusted with their health. Time is limited and I might only live till 50 or 60. Or even 40. I want to be set free as fast as possible and enjoy life young and not old. Quick =! easy. Easy and difficult is relative. submitted by /u/Top-Computer1773 [link] [comments]

  • HOW TO MAKE MONEY ONLINE: 10 BEST WAYS TO EARN MONEY ONLINE.
    by Hashir Afzal (Money Making Ideas on Medium) on June 25, 2022 at 11:07 am

    First we talk what is online earning.Continue reading on Medium »

  • Daily FI discussion thread - Saturday, June 25, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 25, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • My Experience as a Freelancer vs. Full-time Job Worker
    by Maryam Awodele (Money Making Ideas on Medium) on June 25, 2022 at 2:55 am

    How it started vs. who I have becomeContinue reading on Medium »

  • Daily FI discussion thread - Friday, June 24, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 24, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Weekly FI Frugal Friday thread - June 24, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 24, 2022 at 9:00 am

    Please use this thread to discuss how amazingly cheap you are. How do you keep your costs low? How do become frugal without taking it to the extremes of frupidity? What costs have you realized could be cut from your life without pain? Use this weekly post to discuss Frugality in general. While the Rules for posting questions on the basics of personal finance/investing topics are more relaxed here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Daily FI discussion thread - Thursday, June 23, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 23, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Finding life satisfaction and passions outside of work
    by /u/WhileSerious (Financial Independence / Retire Early) on June 22, 2022 at 9:59 pm

    I currently have a ~$80-$100k job I can work hybrid, the office some and home some. The commute is also only 15 minutes. Last year, I made $150k and this year I am on track for $100k, with the possibility of higher six figure income in the coming years as we grow the business. The job is totally flexible, I work in a family business at a hedge fund doing research where my father is the PM (which I feel fortunate about, although a family biz can have pros and cons but all jobs have that), and I like that I am able to learn about managing my own capital on the side. I am considering studying for some certifications as well. We are trying to make connections with other family offices, some of whom are very wealthy, and we have the potential to grow exponentially. We also began working with a marketing group who is helping us scale the business. The downside is that the job can be a bit lonely. I wouldn't say I am passionate about the job. I am passionate about the financial stability, being able to support myself, build a nest egg, etc.. I have been told that maybe I should challenge myself more, which maybe I should?, but they aren't the ones paying my bills and I think I can challenge in other ways. I see some of my peers struggling in their very stressful careers, just trying to survive, and I don't want to minimize the benefits I am able to have or give them up without thinking it through. I occasionally get thoughts of doing other things in my career or considering other industries. I am currently 26. I feel conflicted because I don't know if I would want to sacrifice the relaxed and secure lifestyle for something more exciting or fulfilling (which may not turn out to be fulfilling). These opportunities could also include more stress, a tough commute, etc. So I think I am on track for FI if I can continue with this job for a few more years and see how much I am able to build upon my nest egg. I'm leaning towards staying at my current job, regardless of what better offers arise, so I am trying to find passions outside of work. I really enjoy fitness and exercise regularly and am able to connect with others in that way. I would love to get your thoughts here and also hear how some of you are dealing with something like this. Should I remain grateful for the current situation and find satisfaction outside of work or should I re-enter the rat race? submitted by /u/WhileSerious [link] [comments]

  • Are your mid 30's with kids as messy as mine financially?
    by /u/turtlepwr281 (Financial Independence / Retire Early) on June 22, 2022 at 3:39 pm

    I'm in the middle of it all right now. 34, two young kids. Wife is stay-at-home which is a great fit for us. I'm a structural engineer finally living in a LCOL area (Harrisburg) after successfully getting out of a HCOL area (Philly). My wife and I graduated in 2010, it was tough finding a job for both of us. I somehow got into engineering (it was tough, even with an engineering degree). My wife worked before kids, we were able to pay off our 104k in student loans by the time i was ~29. We found FI and quickly hit $0 NW around ~28. Between Student Loans, Retirement, and saving taxable assets for a house, we felt it was pick 2 out of 3 (sorry house, we'll buy one someday), so we're sitting on 2.5x my salary in investments, mostly retirement. We've slowly pieced together a meager downpayment, but after seeing what's available and at what prices we feel we need a MUCH larger warchest before buying someone else's home with 20 years of deferred maintenance. Right now we're saving 9% for retirement, ~8% to max out my HSA and putting away ~$500 a month or so in cash. Just doesn't feel like enough. I know we're in the messy middle. I know we're getting it done, but I feel like we should be further, despite making gigantic progress the last 6 years and being on track to hit my self-imposed goals at 40 and 43. Can anyone else relate? Tough to look around at the houses and cars that suggest everyone around me is pulling in $300k/yr. Am I crazy? Update 6/23 Thank you everyone for the kind words and support. Seems like we all get discouraged from time to time and need a bit of group therapy. Lots of good stories here and I wish everyone the best on their journey! submitted by /u/turtlepwr281 [link] [comments]

  • Daily FI discussion thread - Wednesday, June 22, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 22, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Weekly Self-Promotion Thread - June 22, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 22, 2022 at 9:00 am

    Self-promotion (ie posting about projects/businesses that you operate and can profit from) is typically a practice that is discouraged in /r/financialindependence, and these posts are removed through moderation. This is a thread where those rules do not apply. However, please do not post referral links in this thread. Use this thread to talk about your blog, talk about your business, ask for feedback, etc. If the self-promotion starts to leak outside of this thread, we will once again return to a time where 100% of self-promotion posts are banned. Please use this space wisely. Link-only posts will be removed. Put some effort into it. submitted by /u/AutoModerator [link] [comments]

  • Daily FI discussion thread - Tuesday, June 21, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 21, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Had a debate with my dad about importance of degrees.
    by /u/ea0995 (Financial Independence / Retire Early) on June 20, 2022 at 1:57 pm

    Not sure if this is the best sub to put this in. So the other day someone had seen a picture stating something like “i would never sell my degree for a million dollars” or something like that. I have a masters degree and was asked if i would ever sell my degree for that amount. My response was yes, in a heartbeat. My dad overheard and said how a degree is the more important that it puts you on a different level, etc. i basicaly said that i understand certain degrees give you a better job and more comfortable jobs and pay, but if i could use that million to invest in a few of the right properties, i could potentially be making as much if not more than what i make now and not have to work. I love my job and career but my dream is to be financially independent where even if i still work i can be like “im only here cause i like the challenge of the work but i dont need to be here once it gets boring or if my bosses are are screaming at me everyday”. My dad obviously disagreed and said how there are a bunch of people who would kill to be in my shoes, and how people see me with more respect now that i have a masters degree with a great job. We ended up just agreeing to disagree. To give some context on my dad, he grew up in a 3rd world country in one of the poorest areas of that country. He always dreamed of having a degree but because of money and opportunity he could only get a technical degree in agronomy which didnt pay alot in his country. He worked hard and came to the US in his 20s and was able to buy a few houses. So he does have the immigrant mindset of a degree can get you very far and it is everything. I dont blame him, its the mentality of alot of people in our town. Some of it to is pride as well. I think i know how the responses will be on this reddit. But whats your take on it? submitted by /u/ea0995 [link] [comments]

  • Daily FI discussion thread - Monday, June 20, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 20, 2022 at 9:02 am

    Please use this thread to have discussions which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Have a look at the FAQ for this subreddit before posting to see if your question is frequently asked. Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Weekly “Help Me FIRE!” thread. Post your detailed information for highly specific advice - June 20, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 20, 2022 at 9:01 am

    Need help applying broader FIRE principles to your own situation? We’re here for you! Post your detailed personal “case study” and ask as many questions as you like, or help others who’ve done the same. Not sure if your questions pertain? Post them anyway…you might be surprised. It’ll be helpful to use our suggested format. Simply copy/paste/fill in/etc. But since everybody’s situation is different, feel free to tailor your layout to your needs. -Introduce yourself -Age / Industry / Location -General goals -Target FIRE Age / Amount / Withdrawal Rate / Location -Educational background and plans -Career situation and plans -Current and future income breakdown, including one-time events -Budget breakdown -Asset breakdown, including home, cars, etc. -Debt breakdown -Health concerns -Family: current situation / future plans / special needs / elderly parents -Other info -Questions? submitted by /u/AutoModerator [link] [comments]

  • Weekly FI Monday Milestone thread - June 20, 2022
    by /u/AutoModerator (Financial Independence / Retire Early) on June 20, 2022 at 9:00 am

    Please use this thread to post your milestones, humblebrags and status updates which you don't feel warrant a new post to the sub. While the Rules for posting questions on the basics of personal finance/investing topics are relaxed a little bit here, the rules against memes/spam/self-promotion/excessive rudeness/politics still apply! Since this post does tend to get busy, consider sorting the comments by "new" (instead of "best" or "top") to see the newest posts. submitted by /u/AutoModerator [link] [comments]

  • Is moving to Europe a viable way to avoid healthcare costs in early retirement ?
    by /u/toffeepreach (Financial Independence / Retire Early) on June 19, 2022 at 1:12 pm

    I am lucky enough to possess citizenship in Portugal and have seriously considered moving there in the past, but salaries for my industry are so much lower there that I decided to stay in the US. As I start to think about an early retirement (still nowhere close, probably 10+ years away) I am wondering what would happen if I were to move to Portugal after retirement or in some sort of ⠀partial retirement working a low stress job in Portugal. Can I essentially avoid the exorbitant US healthcare costs this way? I realize I'd have to pay higher taxes in Portugal, but still might be worth it? Especially if my income is lower? How will my investments be affected if they are all in US based accounts? Thanks for any advice submitted by /u/toffeepreach [link] [comments]



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